PHY100 Writing Assignment 1 Example | Topics and Well Written Essays - 250 words

PHY100 Writing 1 - Assignment ExampleChanges in energy occur to the rubber bent when it is misdirected (application of delineate) and when it is in unscratched state.Hookes humble can be used to demonstrate the changes that take place in a rubber band when it is stretched. Hookes law states that the amount of deplume applied to an elastic object is proportional to the amount of distorted shape (stretch or compression) that the object undergoes (Breithaupt, 77). This is why when more force is applied on a rubber band, the stretch increases and when a little force is applied, there is little stretch. This principle can be presented in the followers equation where F represents the applied force, k represent the force constant of the rubber band and x is the length of the stretch recorded. In the equation below, the force applied is proportional to the amount of deformation on the rubber.Despite the fact that a rubber band is elastic and can stretch when more force is applied, the rubber band only stretches up to a real limit. Robert Hooke also noted that elastic objects stretches until they travel by elastic limit also referred to as yield limit. Beyond this point, the rubber band exhibit waxy deformation and can no longer return to their original shape when the stretch force is removed. fictile deformation occurs on the rubber band because beyond maximum stretch force, application of extra force results into breaking of limited number of atomic bonds holding together rubber band molecules (Fan & Zhu, 28). This explains why certain parts of the rubber band stretched more than the other parts. These parts that stretched more the other parts essential have underwent plastic

The Progressive Era Essay Example | Topics and Well Written Essays - 1250 words

The Progressive Era - Essay ExampleDuring this while, African-Americans and women were non authorized to participate in politics. The presidents of the modernized era viewed as game changers. This is evident from the several original amendments done in that period of time. The era was marked by four different constitutional amendments. The outset one was the 16th amendment authorizing goernment operations to be financed by graduated income tax. The next was the 17th amendment providing for order election of senators. The 18th amendment barred the importation and sale of alcohol. The 19th amendment allowed women to participate in voting. The game changes likewise involved enforcement of several reforms. For instance the government of the United States exercised control in the banking system by forming federal official reform systems. Large tracks of land were set aside to serve as national forests promoting the beauty of the country. The presidents of the progressive era tended to expose the United States on the evolutionary path. Some citizens were viewed to be more evolved than others. The progressive era presidents highly believed in American society, religion, politics and American capitalism. They never engaged in Marxism, communism or anarchy activities. They were among the lucky people to get school beyond high school education thence the reason for the several changes associated with their terms. They had common belief in education empowerment as well as common interest to the society. However there were two main opposing views among the progressive era presidents the room reforms were to occur. The two views were reforms from within and reforms from without. In the reforms from within, those who supported it argued that since challenges were local thusly solutions should be local. The others believed that challenges were coming from outside and thus actors needed to from outside. The three presidents of the progressive era included, Teddy Roos evelt, Taft and Wilson (Lubove 22). They had several contrasts one being that it was the republic presidents who failed to raise voting rights to women. Teddy Roosevelt was of the belief that individuals ought to be bread selectively just like cattle. Another difference between the republicans and the democrats was that the republicans pushed the agenda for equal rights which democrats did not approve. The democrats of the progressive era formed KKK which forbids the blacks from voting for the Republicans. Foreign form _or_ system of government in Progressive Era Before its entry to World War 1 America the high hat way possible to maintain its diplomatic ties with Asia. The commitment of the countrys troops in 1917 contributed overmuch to the countrys victory giving President Wilson the reason to shape calm. The war with Spain led to the edifice of a canal that linked Pacific Ocean with Atlantic Ocean. The project of constructing the canal was taken over from the French peopl e. All through the progressive era, the United States had followed a policy referred to as policy of intervention. It was apply in the Caribbean and Central America. In the Plat Amendment, The United States had the mandate to intervene Cuba in preserving their independence as well their social and political stability. President Roosevelt played a study role in maintaining peace in between Japan and Russia. The event was aimed at limiting the gains of Japan as it was a major power in Asia. This earned President

European Security and Defence Policy Essay Example | Topics and Well Written Essays - 500 words

European Security and Defence indemnity - Essay ExampleMost decisions in the council are made by the majority votes while consistency is needed in the sensitive issues like foreign policy (Churruca 178 2000).In order to assume panoptic responsibility in crisis management the European council established permanent political and military structures (Nice December 2000).The early structure is the political and security committee (PSC) which acts as the preparatory body for the European spousal relationship council. The primary(prenominal) role of the political and security committee is to check and follow the international state of affairs thereby helping in defining policies in the Common Foreign and Security policy. It prepares a rational EU reaction to a crisis and works out the political control and strategic bearing or agency to be under taken by the European Union (Hill 2002).The second structure is the European Union Military Committee (EUMC), which is the highest military organ in the council. The body is made up of the chiefs of defence of states that discrepancy the European Union.

The form and function of Concept Store Essay Example | Topics and Well Written Essays - 4750 words

The form and function of Concept Store - Essay ExampleThe inquiry adopted a survey research frame, combining exploratory, inductive, and qualitative study approaches. The exploratory element winding developing research questions, for give birthation to selected notion stores staff members and customers, from examining relevant theoretical information on this lawsuit of stores. It was possible to look for patterns in the acquired information, while analyzing extant observations make by customers and concept store employees. In consideration of the qualitative study approach, the research involved observation, administration of the structured questions to chosen research subjects, and panoptic interviews. The focus groups comprised of select individuals from diverse genders, from different regions, and customers who frequented selected concept stores. The comprehensive nature of the research design made it possible to collect already recorded information, as well as, first hand information therefore providing a basis for comparison of extant and new information. Shopping luxury, associated with fashion retailing in mid(prenominal) and upscale markets, is progressively shifting from product sale to enhancement of customer experience, through specific design considerations in the form and function of concept stores. This chapter aims at providing an in depth analysis of literature addressing the emergence, development, and present day status of concept stores. The analysis of literature seeks to primarily focus on the design aspects of concept stores.

Contemporary Issues in Auditing Assignment Example | Topics and Well Written Essays - 3000 words

Contemporary Issues in Auditing - Assignment ExampleAn scrutinize also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe our that our scrutinize will provide a reasonable basis for our opinion.Our audit procedures will include test of of documentary evidence supporting the transactions recorded in the transactions, tests of material existence of inventories, and direct confirmation of receivables and certain other assets and liabilities by correspondence with selected customers, creditors, legal counsel, and banks. At the shutting of our audit, we request certain written representations from you about the financial statements and other related matters.Our fees for this audit will be based on the time spent by various members of our audit staff at our uniform rates, pus direct direct expenses. We will notify you immediately if any circumstances we encounte r that could importantly affect our initial audit fee estimate fIn order to us to clear as efficiently as possible, it is understood that your accounting staff will provide us with the precedent years attempt balance on or before January 15, 2008, and also with the schedules and and account analysis described on the purloin attachment.It is standard operating procedure tha... ..................... February 20, 2008 Delivery of audit report......................... March 5, 2008 Our fees for this audit will be based on the time spent by various members of our audit staff at our fix rates, pus direct direct expenses. We will notify you immediately if any circumstances we encounter that could significantly affect our initial audit fee estimate f8,000. In order to us to work as efficiently as possible, it is understood that your accounting staff will provide us with the prior years trial balance on or before January 15, 2008, and also with the schedules and and account analysis de scribed on the separate attachment. If these arrangements re in accordance with your understanding, please sign this letter in the space provided and return to a copy to us at your earliest convenience. Very truly yours,----------------------------------- Carter and Corbin Chartered AccountantsAccepted by____________________ understandEthical Part cover 15%- The information that should be passed to the new attendees- clearance from previous listener To the Stockholders,Rentokill InitialLondonNovember 28, 2007Dear sir/maaam It is standard operating procedure that a new external auditor must contact your companys former external auditor. Thus, please send us recommendation letter turn to to your prior

Family Story Essay Example | Topics and Well Written Essays - 250 words

Family Story - Essay archetypeHe was a late man in his early twenties. He was expected to provide for his young family. My mother stayed home and cared for the rest of us. Due to his determination to succeed, my father worked long hard hours, and, with time, he got himself to the top. He has always strived to give his family the best that a father is expected to give. Through my parents, my familiar, sisters and I endure learnt the note value of being responsible, hardworking and honest. We have also learnt that it is important to help the less fortunate.Today, my father is a exceedingly successful businessman. I admire him and hope to follow in his steps in the near future. I value all that I have learnt from my parents over the years because I am now a better person. Seeing my father struggle and work hard for us has made me believe that mass can move from having nothing to having almost everything they need. My father always narrates to me ab go forth a time he lost his job at the supermarket. He had to rent a truck and sell various products to be able to provide for his family. This was extremely difficult for him, especially because it happened during winter. However, he had no other option and cute to earn an honest living. It is difficult for me to imagine myself doing that kind of work, under whatever circumstance. My father must have really been devoted to his family.My parents have encouraged and influenced me to be the best I can be. I pick out spending time with my family. Sometimes, it is difficult for us to get together during the week. This is usually because we are all gnarly in various activities. Besides my school work, I am deeply involved in baseball. My brother is constantly with his girlfriend and spends a lot of time with her. My sisters are involved in acting, dancing, and other subsequently school activities. My father still works long hours in his. My mother is constantly in and out of the house, taking us to

My Family Movie Analysis Review Example | Topics and Well Written Essays - 750 words

My Family Analysis - Movie Review ExampleEven before Chucho was born, his parents considered him a special child. However, when he grew up, he became an intermediate gangster. Besides engaging in street fights, he was also involved in illegal activities. One day Jose got really upset because he found aside from the police that his stick to son had been earning money by selling drugs. When Chucho came home, his yield could non contain the anger and kicked him turn out of the house. Later, care anybody else, after pondering on what he did, he felt ashamed of his rash actions. Jose wanted to contend benevolence and release his son, only was too proud to do it. He suffered a lot from the fault and wanted to have his son back, but was not able to share his feelings, because Chucho was found and killed by the police. Chucho, at the time he left fathers home, was very upset and did not want to take to his father any more. The pride kept the son and father separated. But Chucho honestly did not hold a grudge against his father. When Chucho was hiding after he accidentally killed another man, he was spilling with his jr. brother Jimmy and he wanted to tell his father some thing. The movie did not specify what it was, but by the tone of Chuchos voice, it may be interpreted that he wanted to tell his father that he loved him. A lack of forgiveness sets an invisible wall between people. They cannot reach out to each other. By holding on to a grudge, the anger can be turned into a new experience. It may wrap a heart up in the anger so idiotic that it depart not be possible to realize what is sledding on in the world around. vitality will start to lose its meaning and purpose. Most people are depressed during this period of time. pity is a psychological decision to change and doing all you can to reach that goal. Once you forgive someone, you will start feeling compassionate and understanding. It is not something that can be expected from others.0 Forgiven ess is a individual(prenominal) decision. Another example of forgiveness in the movie is Jose and Maria forgiving Toni. It was shocking news for them to mother out she wanted to become a nun, but them her mother was very proud of her daughter for reservation such a decision. From then on her parents expected her to serve God. But things did not turn out the way they expected and, in a way, Toni disappointed them. She married a priest. It was such an unusual thing in the day that Maria fainted. Her parents could have easily gotten upset with their daughter and sent her away, but Jose verbalise If thats what God wants then its fine with me. Jose learned through his life, that anger and a lack of forgiveness may have a price that is too high. Sometimes in life, we are the ones that wishing to ask for forgiveness. Like little Carlitos needed to forgive his father Jimmy. Jimmy had been in prison and had not been around when the young boy needed him most. When his father came back, Jimmy tried to settle things between them and tie them a family again. Carlitos would always brush Jimmy off by breaking expensive gifts from his father, not going for outings with him and even doing his best to avoid Jimmy if it was at all possible. If the father ever needed to talk to his son, Carlitos would only respond in cursing. Jimmy almost lost hope in gaining his sons love, but then he realized, he himself was held in the prison of anger for too long to forgive those who, he had thought, wronged him, to forgive Carlitos for his mother

Nuclear Weapons Thesis Proposal Example | Topics and Well Written Essays - 500 words - 1

Nuclear Weapons - Thesis Proposal ExampleIn spite of the apprehensions that attain been elevated about the nuclear weapons, those who argon taking part in the creation and development of such(prenominal) weapons have stated that the weapons are not intended to disturb the domain peace. They have argued that the project is all-important(a) for their countries and should not be seen as steps towards destabilizing the world or causing unnecessary harm to the world populations. Some people have argued that the nuclear weapons pose no threat to the world and they should therefore not be destroyed and the countries that are involved in the creation and development of the nuclear weapons should be allowed to locomote with the projects (Mueller par 3). B. The public needs to be given information on the various perspectives of the nuclear weapons and likewise on the implications that devolvement and use of the weapons will have on their lives as well as the lives of the emit of the worl d population (Krieger 65) A. When countries are involved in the creation of nuclear weapons, other counties use it as an excuse to also develop their own nuclear weapons and this has led to the militarization of world countries (Bernstein 43) B. Others have nevertheless argued that the choice to engage in the creation of the weapons is something that is solely dependent on the administration of a awkward and is not influenced by the fact that others are engaging in it (Mueller para 4) D. Some, however, argue that the nuclear weapons are not the sole cause of cross-border diplomacy wars since such wars and relations issues exist even in areas where nuclear development and creation is not taking place.

Charlie Chaplin's Modern Times (1936) Essay Example | Topics and Well Written Essays - 1000 words

Charlie Chaplins Modern Times (1936) - Essay ExampleChaplain, the producer of the movie, had a vision of scientific management in 1930 when the movie was produced. The era of 1930 was a period of economic misfortune, kindly struggles and industrial standardization (Tomlinson 660). The periods culture was powerfully depicted by the entertainment of the thirties. In Modern Times film, the producer has constructed scenes wisely to portray his opinions of the periods prominent management styles. The elements utilize in the workshop to produce the movie exhibit replaceability, standardization, specialization and centralization. These elements have been used intentionally by the producer to display criticism of classical management ideas.At the time the film was being produced, US was trapped in economic slouch that led to high unemployment rates, which consequently led to dwindling of collective earnings. Because of these economic hardships, there came up unrelenting obsession due to t he urge to save time and cipher as a way of raising profit (Robinson 12). Industry leaders and business owners of the period began to repeal to ever enlightening minds of scientists for help and profitability. During this time, there developed a strong consensus that math and science were the only if solutions to the problems of the period. Scientists were progressing rapidly in their activities to make their labor effective and efficient. Unfortunately, for other humans within the labor force, during the scientific age had scientific views that led to great injustices. The Modern Times film unfortunately failed to suggest how employees lav be managed as mechanized entities instead of just ordinary humans. Most scientific minds like Fredrick Taylor, managers and CEOs judge and suggested classical management theorists to place proposals to work in their factories (Tomlinson 661). The Modern Times film has highlighted this aspect in brief. The film opens with a juxtaposition of a heard of crazed sheep with a street hustling with a pile

Kevin's Dismissal Case Study Example | Topics and Well Written Essays - 2500 words

Kevins Dismissal - Case Study ExampleDavis company rules define much(prenominal) conduct as gross misconduct with the result that the employee in question is subject to summary dismissal. This variety show of conduct is considered gross conduct since the employer considers that machinery should be operated by a specific recite of employees. The first numeral is therefore whether or not such a standard and rule by Davis is fair and reasonable. Having devotion to onerous duty placed upon the employee by virtue of divide 2 of the Health and Safety at Work Act 1974, such a standard and rule is fair and reasonable in the circumstances. Section 2(2) appends as follows...the matters to which that duty extends include, in particular - the provision and maintenance of plant and systems of plump that are, so uttermost as is reasonably practicable, safe and without risks to health the provision of such information, instruction, training and supervision as is necessary to ensure, so em ployees that is, so far as is reasonably practicable, safe, without risks to health, and adequate as regards facilities and arrangements for their welfare at work.1This statutory duty on the part of the employer was preceded by a common law duty to volunteer for the health and safety of every(prenominal) employees.2 The House of Lords held in Wilsons & Clyde Coal Co. Ltd v English 1937 3 all ER 628 that the duty was personal to the employer.3 The duty to provide a safe place of work is for the safety of all employees and the nature of both the statutory and common law duty is such that it gives uprising to what might be a strict liability. Having regard to the consequences of a breach of such duty it is not unfair nor is it unreasonable for Davis to have in place rules that require a designated number of employees to operate its machinery. It is expect that should the machinery be under operated it could render the machinery unsafe with the result that Davis is liable for any r esulting harm to its employees. Moreover in 1993 the Management of Health and Safety at Work Regulations 1992 were implemented and fortified the nature of the employers duty to provide a safe and healthy workplace. Upon a broad interpretation of the 1992 Management of Health and Safety at Work Regulations that duty is unquestionably a strict duty. The 1992 regulations imposes upon the employer a continuing duty to ensure that all health risks are eliminated or at the very least minimized. This continuing duty is necessary...for the design of identifying the measures he needs to take to comply with the requirements and prohibitions imposed on him by or under the pertinent statutory provisions.4It therefore follows that the rule implemented by Davis to ensure that a specific number of employees operate machinery is fair and reasonable having regard to the statutory and common law duty to guard against risks to its employees safety. sure as shooting Davis is entitled to take steps t o ensure that the risk of harm associated with under manning the machinery is alleviated. In Walker v Northumberland County Council 1995 IRLR 35 it was held that once an employer becomes aware of the risk to employees health, the employer is duty bound to take steps to alleviate that risk.5 Obviously, Davis has obdurate to alleviate the risk of harm by designating wilful failure to report to the

Summary & Strong Response Essay Example | Topics and Well Written Essays - 750 words

Summary & Strong Response - Essay ExampleWhenever the children practice, they have a fear in their mind whether they get injured or non. She adjudicatees this point by taking the example of a male child who practices curve ball. She stresses this by quoting Koppett that muscle strain or even life lifelong injury may result when a twelve year old throws curved ball. She says even though they are not injured, they may have the fear in mind which always disturbs them during the practice. . The third point she mentions is the over stress that the parents and their coaches nethergo. They really kill the happiness and innocence of the children. The example of a parent who raged against the other aggroup is a typical example that she gives in the essay. I powerfully agree with her arguments. Even though I had not read the essay earlier, I strongly felt the inevitability of keeping the children apart from the organized sports events. It is an indisputable fact that these competitions are more overlooked by the parents and the coaches or even the sponsors of the children than the children themselves. The parents twinge about the childrens future is easily understandable from the above mentioned incidents. Once I happened to hear a member of a team expressing his relief after knowing that the leading frolicer of the other team was hurt and therefore could not play. I really felt that the children are taught indirectly to keep away from the value system. The age is marked with both physical and mental growth. The emotional stress that they suffer in this period will have a long lasting effect. The un good competitions are in a way harmful to the mental set up of children. Some schools have the grading systems to promote sports among children. Those who play sports will be awarded according to their performance. Sometimes they even give participation points alike. This is also a driving force of ill feeling in the minds of small children. If they want to compet e, let them do it without the interference of externals. The interests of the children are to be valued more than the prize or the position. So the rigorous practice according to the selected item jackpot done after the specified age. Winning at any coast becomes the issue of prestige for them. It for certain kills the true spirit of sports. The meaning of the word of sports itself is entertainment. But we can notice that the child who wins the games also fails to express the happiness on face as expected of him. Thus it is clear that the children are under stress. Jessica points out some related incidents her essay. One parent from a team faces up a actor of the other team and it led the team to arrange security guards for them Children want to enjoy sports and develop healthy relationship. This is possible in team plays. The entire aim of the sports arranged for children should the enhancement of team spirit and cooperation. Sports are a very good media which can be used to inc ulcate many social determine in the young tender minds of children. The authorities who set these for them should encourage them in this way. The experiences they get from these games are to be valued more than winning at any cost. I conclude here by strongly supporting the arguments of the writer. Competing theory is to be taken into account only from the part of the children. The interference of parents or adults is evidently misleading and the children cannot enjoy the true spirit in a positive way. The children are with the inbuilt capacitor to realize the need of

Franks Lordships In Syria's Diplomatic Landscape Essay

Franks Lordships In Syrias Diplomatic landscape painting - Essay ExampleThe most famous instances are to be found in Usama Ibn Mungidhs, a Shayzar knight, memoirs. In detail, he describes the many pleasant encounters between the Frankish Lordships and the Muslims out of the battlefields, especi every last(predicate)y the templar order members. He betrays a sense of moral superiority and Islamic intellectual as instanced, by a polite refusal of an offer, to scratch Usamas son to France for studies by a Frankish knight (Kohler, 2010 p76). However, the fact that this type of offer was certain in the first instance and the fact that Usama was not worried that the son would be converted is a telling item of evidence concerning the relationship texture. The Muslim natives, Usama included, knew the Frankish lordships well, visited major towns run by the crusaders, and diverted them often. Muslims of lower social classes, particularly the artisans and merchants, travelled to Frankish terr itories often for personal or professional reasons (Kohler, 2010 p79). many another(prenominal) descriptions of Muslims from Frankish towns by the Muslim Arabs who visited them exist. While it is true that the first crusade was, in deed, an atrocious campaign, it was not very different to the usual permanent skirmishes that dominated Syria passim the 11th hundred, continuing into the 12th century between the Muslims in Syria. Beyond the human, and quite friendly, relationships, the two groups maintained political confederacys for long periods. The political alliance between the Frankish lordships of Antioch and Emirs Shayzar is the most celebrated of these alliances. The entente between the Latin kingdom in capital of Israel and the Atabeks in Damascus was important as... This paper stresses that As can be gleaned from the activities in the 12th century, best knowledge of others is not necessarily a beginning of sympathy rather, it may breed contempt. It is not that the Muslim n atives of this time were not aware of the crusade movements institutional aspect. Especially as the pontiffs role in its proclamation indulgence that was promised to those who took part, recapturing Jerusalem as the main goal, and propaganda spread by monks and priests in Europe, as well as contributions made to maintain morale in the Syrian battles all pointed to this. However, all this is presented not to understand better the enemy but to create a religious enthusiasm among the Muslim natives such as that which had been instilled in the crusaders. Therefore, Muslim leaders in Syria invoke the role of the pontiff in many letters in this period asking for help in isolating the crusaders and the Frankish lordships in particular. This report makes a conclusion that the absence of any real chat between the Muslim natives and Frankish lordships was impressive especially considering that there was continued disputes with Oriental Christians, which were held in public sometimes throu ghout the 12th century. The warfare climate that dominated relationships between Muslims and Franks was not conducive to any meaningful dialogue with the notion of superiority by the Franks also as much to blame as the same feelings harbored by Muslim natives. Indeed, at theological level, this diplomatic disconnect led to a lack of idea exchange.

Film reflection onWW2 Essay Example | Topics and Well Written Essays - 2500 words

Film reflection onWW2 - Essay ExampleThe shot that is being analyzed is the first indicating scene that there are plots to kill Adolf Hitler. This scene shows how a bomb is smuggled on board a patterne containing Hitler in order to kill him. This sets up the story of who is involved in the eventual plot that is the highlight of the film. It frames the desperation of those involved as well as the difficulty for killing Hitler despite the legion(predicate) attempts. There are three key narratives that frame the story. The first (N1) is that of Major General Henning von Treskow played by Kenneth Branagh who is the first in the film to attempt to assassinate Hitler. The second (N2) is that of Colonel Claus von Stauffenberg, played by Tom Cruise, whose face-to-face life and his decision making is used to show how the event of the attempted coup affected the tete-a-tete life of a key participant. Finally, the third key (N3) is that of the conspirators as they participate in putting t he plan into action. Another narrative or N4 is that of the leader of the army, Major Otto Ernst Remer who was used by the conspirators in order to probe to arrest the SS and contain their biggest threat to changing the German government. Key CU Close Up apoplexy ECU Extreme Close Up LS Long piquance TMS Tight Medium savor POV Point of position MS Medium throw INT Interior EXT Exterior SEQ 6 Desperate Measures The sequence in which Major-General Henning von Treskow gives a bomb that will be on board an airplane with Adolph Hitler on board is a short, further intense sequence of events. The narrative that shows the story of Treskow is labeled N1, or narrative number 1. Shot 1. (3 sec) It begins with a medium shot pan from right to left of a vehicle as it is partially cover by shrubbery, which can be an indication that what is being done is something that is secret and should be kept under(a) cover. The sun is just setting behind the vehicle. The camera angle is straig ht on, but slightly low. Shot 2. (1 sec) This shot is in the INT of the back of the truck. The shot is an ECU that focuses on liquid being poured into a bottle. The green of the candy is highlighted against the amber tones of the rest of the shot. The intensity of the scene is punctuated by low music, repetitive and with a deep lift beat that is steady byout the course of the scene. Shot 3. (1 sec) The shot is a CU of the man gushy the liquid which quickly as Treskow comes into the tent and announces that Hitler is leaving. The tones remain low key and the lighting is minimal reflecting the disposition of their business as they are constructing a bomb. Shot 4. (1 sec) The shot cuts to a TMS as Treskow enters the room sustain once more that Hitler is in the process of leaving. Light can be seen coming n through the window that is partially covered with a cloth. Shot 5. (4 sec) The scene cuts to the pass around of the man creating the bomb as an ECU reveals him fumbling quickly to get the cap on the bottle. He lays it on its back and Treskows hand moves to put the rest of the assembly for the bomb into the bottom. His hands are trembling as the time is short. Shot 6. (2 sec ) The shot pulls back to a TMS in which they begin to insert the detonator for the mechanism. Shot 7. (2 sec) A CU of the detonator being put in place increases the tension. Shot 8. (1 sec) TMS Treskow hears the plane and turns his head Shot 9. (1 sec) ECU of Treskow as he looks back to his

Analysis Of Business Environment For Coca-Cola Company Research Paper

Analysis Of Business Environment For Coca-Cola Company - Research Paper ExampleThe political party can minimize weaknesses and fight threats to improve financial and training systems and undertake staff motivational initiatives to minimize risks associated with new markets and increase competitive advantage as well as constantly build expertise in the firm to minimize chances of the firm undertaking risky business internationally such as the experiences seen during the global financial crisis. Also, technological advancements in the industry may be useful to increase competition. development SWOT analysis, the fellowship should be able to focus on its strengths, curtail threats, and take the utmost executable gain of opportunities available, and trigger aggressive strategy formulation. The firm has a better understanding of its competitors which can supply insights to craft a coherent and successful competitive position. To maintain and/or increase client loyalty, the company should employ strategies that jealously guard its existing market share and also explore ways of expanding the customer base to grow revenue and increase business performance. Product differentiation based on customer segments is one of the strategies the company can use. The company should also explore the strengths and limitations of its competitors by interrogating the soft spots of choice products to strengthen its products. Other strategies may include going an extra mile to know its customers better, meet and transgress customer expectations, increase value derived by customers from its products.

Summarize five articles Essay Example | Topics and Well Written Essays - 250 words

Summarize five articles - Essay ExampleThe author is authorize to royalties to compensate for his/her work.Patent is the right to sell and control an invention. Patents atomic number 18 issued by the federal government and are valid for several geezerhood after which it becomes void. Patents are given to inventions, industrial designs and model, and know how. Patent sens only be registered by the inventor of the product. The holder of the patent has the right to prevent others from disclosing or using the know-how. If someone infringes these rights, the owner may seek court directions for compensation.A post is a unique mark, logo, slogan, station name, motto, symbol, device, design or word applied by a manufacturer to distinguish its products from those manufactured by other companies. Trademarks in the UAE are registered so that they can be protected. The period of registration is ten years after which it has to be registered again. The owner of the trademark can give the ri ghts to third party to use the trademark through a notarized contract. Under article 37 p.1, the act of infringing a trademark or going off is the same and is liable for

Taylorism Essay Example | Topics and Well Written Essays - 1000 words

Taylorism - Essay modelTaylorism is the name given to Taylors Scientific Management or the Classical Perspective. In a statement, Taylor said that The corpus object of focussing should be to secure maximum prosperity for the employer, coupled with maximum prosperity for the employee 6. This content that there should be a win-win situation for all the parties involved while no body would intuitive feeling at a loss. In Taylors view, the task of factory management was to determine the best way for the proletarian to do the job, to provide the proper tools and training, and to provide incentives for good performance. He broke from each one job overmatch into its individual motions, analyzed these to determine which were essential, and epochd the thespians with a stopwatch. With unnecessary motion eliminated, the worker, following a machine same(p) routine, became far more productive. 5With Taylors radical theories of employee motivation and increased productivity, the organiza tions started to test them and gained favorable results. His theories began to change how organizations functioned. Before this time organizations were usually setup in homes or in formal businesses where the workspaces were open. There were no barriers to communication and ideas could ply freely among employees. Taylorism abruptly changed this feature of organizations. He proposed the concept of working in enclosed spaces so that each employee could get his or her own personal space. Also this was a way to cut down on social loafing in the organization. By this theory of division of labor, companies now assort work to each worker according to his skills set and capability to handle the type of work. 1 3According to Becker and Steele, Taylorism has been a significant part of organizations from the earlier part of the century and has been polished by major American corporations for the last seventy-five years. 2Some of the changes that are visible today in modern garment manufactu ring are 1 3 8Hierarchical leadershipJust like in every organization, garment manufacturing organizations also involves several chains in the organizational hierarchy. These levels include the management level who own and make high end decisions about which type of cloth, which style and how much to allege and whether to sell it locally or export it. The lower level employees in reality work and oversee the fit production of the garments. Split locations for manufacturing and office work Generally there are a few locations where actually the garments are made and where the top

Creating and Sustaining Superior Performance. Essay Example for Free

Creating and Sustaining blue-ribbon(prenominal) Performance. EssayIn mean we set scant(p) status and big term objectives and it is relevant that we foreclose worst case scenarios. That is why provision should be strategic and scientific. Planning should be strategic because any method formulated in readiness is integral and interrelated. The strategic characteristic of mean is often employ in military planning not just to produce tangible and intangible results but to spend a penny the greatest possibility of victory.The set aside entitled Art of War written by Sun Tzu which contains serial publication of formula, tactics, and strategies that has been proven through time is an example of a book which is based on planning. In this book the writer stressed break through that Planning works in a controlled environment, but in a competitive environment, competing plans collide creating situations that no one plans. In this analysis of the book, the possibility of the o ccurrences of uncontrolled variables can be solved if one is able to make a strategic planning. In as much as planning perse is important, planning with strategy is more important.In strategic planning you deepen the planning methods to call the strengths and weaknesses and the complexities of formulated plans. This process volition enable planners to illustrate more alternatives, do more rigorous persuasion and be ready to face more challenges. Scientific planning can be taken out of amity because without this planning is not actually done. We call something scientific if it is regulated by or conform to the principles of exact science scientific procedures. Therefore, scientific planning is based on empirical evidences that have been gathered which resulted to verifiable data.So, results are product of tested hypothesis, accurate experimentation, and conclusive results. In doing short term plans which much have long term effects planning becomes critical. In establishing shor t term plans the main consideration is the period of time while having expressage resources and scope. But since short term planning is more limited in terms of time the planners should be prepared for great and accurate details. Normally the length of short term plans is a week long or a year long wherein two old age is the most.It still depends on how complex and extensive the goals are. Projects and activities which need short term planning include doing lesson plans in the part of teachers, planning a wedding ceremony, deciding which course a student will take, family meal planning, or petty business planning. For the long term planning there could be two achievable ways in doing this. First, the project or event is being planned as a doggedness of short term planning. In this case, the assumption is the short term plans were successful thus a long term plan is needed for bigger results.This case often happens in television to film productions, small businesses expansions, and career growth and development of a person. For the long term planning a set of actions is adapt not just for today but making future as the major consideration. Though, long term planning needs a protracted time, victory is often at hand. Mao Zedong, the leader of communist Party of China was able to lead the Chinese revolution composed of mostly peasants victoriously. His effective, scientific, and strategic planning has been admired. This make him one of the most important figures in modern world history.Planning for retirement is other perfect example of a long term plan wherein intelligent planning is a must. In fact there are many professionals who are ready to give assistance to those who want to refer their financial goals and stability in the future. Since, long term planning involves making definite decisions the plans being made still depend on different contexts which need different approaches. Educational planning and marriage planning on the other side are other two examples of contexts that require long term planning and should be handled using appropriate approaches.A classic instance of this long term planning which is beaten(prenominal) to general readers is the parents obligations in preparing for the educational needs of their children towards a better future. That is why before entering into family career a couple should be able to carefully plan the blue print of their life from worthy a couple to becoming future parents. So the question Why plan? can be answered practically or relying on products of successful events, knowledge and backgrounds of reliable people, and empirical evidences.The arguments and premises provided in this paper are helpful notes and materials to those who do not know how to answer how important planning is. The answers need not to perfect but they need to be analyzed intelligently by every person who thinks planning is important in making ones existence purposive and having logical directions in life, whether it will be a short term planning or long term planning.Source Porter, M (1985). Competitive Advantage Creating and Sustaining Superior Performance. NY New York Free Press.

Spaghetti and sausages Essay Example for Free

Spaghetti and sausages EssayThis order of business is my average exercise per week. By following this schedule I can assure myself that I do at least five hours of exercise a week because I always walk to and from school. I can also guarantee that I leave do an hour and a half of animal foot clunk training on a Wednesday and play the change course on a Sunday even off in the close season because I play for a summer team as well. My fitness is no longer jeopardised by injury as it was foregoing in the year when I broke my right fibula and tibia during a football match. For my briny stage fitness canvass I didA bleep test A bleep test is when you run from distance moxie to another repeatedly. I finished the bleep test with a crisscross of 11.5Cooper Run the Cooper run is when you run for twelve minutes around a atomic number 6 metre circuit without stopping. My number of laps was 27 which means that I did 2700 metres of running.Harvard yard test this is where you m ark unrivaled foot on a bench followed by another then take one foot off and take the other foot off. My pulse prescribes wereCompared to the other people that are in my group I am a very fit person. This is because I do a sess of fitness training out of school and I need to keep myself in good exercise because I have a lovesome passion for football. However, no physical structures perfect and I am no exception. I feel that I can improve my balance because I often lose it at springy and unexpected times.What Would I like to Achieve?The sport that I am going to improve my fitness for is football.The different components of sport in order to play football are1) Speed You need this to outpace the opposition players with or without the ball.2) Power Jumping to head a ball and the power in your nog muscles to kick the ball as hard as you want.3) Agility Being able to move freely and turn with the ball when sharp movements are needed.4) Flexibility When you stretch your leg or arm (goalkeeper) to stool for the ball.5) Stamina Allowing you to last longer on the pitch without take a crap tired.6) Strength The ability to outmuscle your opponent for the ball.7) repose Being able to stay on your feet in any situation with control over your body.8) Co-ordination undeniable for judging the flight of a ball and when you are in control of it so that you always cope where the ball is.The thing in which I would like to improve is my strength. This is because for a footballer, you need to be strong and this is an area in which I am very weak. I lead also work on my balance a little because sometimes I find myself falling over when running with the ball at speed.How am I going to achieve this?In order to improve my football skills and in particular my strength and balance, I will create a circuit with about eight post designed to improve my overall skills in football. Over the six weeks the toughness and length of exercise will increase. My body will adapt to the training and my fitness level will slowly rise because my body will get used to the routine.I can do this by increasing the number of repetitions, adding more than stations or even reducing the rest periods. My circuit will be completed 3 times a week and the results would be shown by measuring the stock ticker rate of myself in a results table for each week. My circuit plan can be found on the next rascal followed by a diagram on the page next to that. Week 1 In the firstborn week my heart rate worried me a little because at the start of the second academic term it raised and subsequently the first session I expected it to be the same. This however was soon put to the back of my mind as on the tercet base session it was back down to 68BPM and on the third session I found out that I had begun to improve my fitness because my heart rate later the exercise session was lower than the previous two sessions.Week 2 This week was another step closer to getting fitter as my third session of the week proved to be an profit because my heart rate managed to stay the same as the second session. The afterward exercise heart rate showed me that I continued from the first week but the second session showed that I was not getting my heart rate back down to 71BPM. Like the first week I continued with the third session and I had been shown that I was not only back to where I should be but I improve yet again.Week 3 In week 3 I ended with an even lower heart rate of 66BPM. The second session showed me that my heart rate was one beat more than I expected but this has seemed to be a trend in my results. aft(prenominal) 3 minutes of exercise I found my results worrying as I didnt make any improvement at all and in the first two sessions I got worse and worse but luckily was back at 70BPM by the third session.Week 4 This was a disappointing week for me and I clear was slacking in my programme. My heart rate to begin with exercise stayed at 66BPM for the d uration of the week and my after exercise heart rate was higher and this stayed like this, as at the end of the week my heart rate 3 minutes after exercise was 71BPM whereas the week before it was 70BPM.Week 5 After the first session of week 5 I thought that I must have reached my utmost fitness level because it was still 66BPM but then realised over the next two sessions I could still improve as I had heart rates of 65BPM. My after exercise results also ultimately improved from 71BPM to 69BPM. This was a pleasing week for me as I used the overload tactic to get my heart rate down.Week 6 Finally my six week training program had conform to to an end. Pleasingly I made a final improvement and my final heart rate before exercise was 64BPM. Another thing that made me proud was that my heart rate 3 minutes after exercise had also improved and that ended with a final rate of 68BPM. Overall I improved my fitness by 4BPM.

Dangers in the Environment Essay Example for Free

Dangers in the Environment EssayThe Dangers within the Environment argon extend toing our health to manner that we wouldnt believe. We destroy our planets ozone that affects and causes global warming. The pesticides, quicksilver and carbon dioxide that we release into the environment cause so umteen health problems to use and our children. It actually affects our childrens health more than it does to use. How potful we do this to our environment acute that it affects our health more and more. Dangers with in our EnvironmentThe dangers within the environment that affect our health are change magnitude day by day. The first thing that is we are doing to the environment is destroying our ozone layer. We are destroying the ozone layer by nursery gases. The way we treat our planet is going to affect our health and maybe even kill us because of the toxins and pollutants that we release into our environment. Certain types of pollutants that we release into the environment can ca use us to have several complications with our health.The pesticides, mercury and carbon dioxide that we release into the environment cause so many health problems to use and our children. It is not large(p) to see what we are doing to our planet on a daily basis. There is so much search that shows how much even low level of air pollution affects our health. speed of light dioxide is what we perch out of our lungs when exhaling. Carbon dioxide is released while we are driving our motor vehicles, using our lawn mowers, and etc.For the one gallon of gasoline that is employ in our machines it causes 19. of carbon dioxide to distribute into our environment. Trees absorb the carbon dioxide from the air but if the tree is cut down, burned, or dies past the carbon dioxide will not be absorbed up. When a tree slowly rots then the carbon dioxide is slowly released back into the environment. The pesticides that are toxic to our health and our environment are chemic pesticides. The chemi cal pesticides that is more dangerous to be farmers, their family members, and other people who use the chemical pesticides. The pesticides are released into the air that we let loose in.The pesticides are left on the produce that they are sprayed on and then remain on the inside(a) of the produce. The pesticides can be rinsed off, but they also can run off into springs, and large bodies of water. In which the pesticides can contaminate our water supply. In the world today everyone is at risk for simple reason that we are destroying our planet. Our world is at a total disaster at how we treat it and take care of it. Individuals that expire in the world are at risk form pollutants and toxins that are in the environment that we breathe on a daily basis.The pesticides, mercury and carbon dioxide that we release into the environment cause so many health problems to use and our children. We need to take better care of our environment and worry about our health. throng do not care abo ut their health because if they did then they will not smoke cigarettes that affect their health and our environment. If we would save from driving all over the place in our vehicles when you could ride a bike or walk. It could help save our environment from pollutants being disbursed into the air that we breathe.

APA Style Essay Example for Free

APA Style EssayAmerican Psychology Association (APA) giveatting and bolt give provides a complete dictionary for all the associated guidelines to format a document with citations and references. It is complete in form and offers descriptive illustrations to make citations, in-text citations, endnotes/footnotes and the organization of the reference page (Owl, 2007). The links provide full package discipline with examples to the citations and the layout of the reference pages.APA style is widely used in research papers, dissertations and essays and pictures used in the paper in citing others work which was included to illustrate the concepts and ideas in the paper. It is a standard used by universities all over. APA style is used to cite sources from authors, non-authors, sources from articles, electronic form of documents, emails, printed sources and other non-print sources.It provides basic rules at first to provide a background that references must be listed separately at t he end with a page title called references. The hobby are the points in short In case of listing using authors have and title of the, it is done as follows last name, initials, first name (year). Title, pub, edition, page number(s). For articles the names are listed as follows Author, A. A. , Author, B. B. , Author, C. C. (Year). Title of article. Title of Periodical, volume number(issue number), pages.For books and other printed sources it is done as under Author, A. A. (Year of publication). Title of work cracking letter also for subtitle. Location Publisher. Other sources are cited in almost similar format with lesser differences. The APA style guide is an excellent source to obtain all information about APA style rudiments and for citing and referencing all the sources.ReferencesOwl (2007). The Owl at Purdue. Retrieved 10, November 2007 from http//owl. english. purdue. edu/owl/resource/560/01/.

Education in Britain Essay Example for Free

Education in Britain Essay?Each child in England at the first direct term after their third birthday, is entitled to 15 hours per week deliver childcare funding. This entitlement is funded by the government through the local council. The Early Learning Goals cover the main areas of didactics without being subject driven. These areas include Personal, social and emotional development (prime area) Communication and Language (prime area) Physical training (prime area) Literacy (specific area) Mathematics (specific area) Understanding the World (specific area).Expressive Art Design (specific area) Until the mid-1980s, nursery schoolhouses only admitted pupils in the concluding year (three terms) leading up to their admission to primary school, but pupils now attend nursery school for iv or five terms. It is also common practise for many children to attend nursery ofttimes earlier than this. some(prenominal) nurseries bemuse the facilities to take on babies, using the Earl y Years Foundation Stage, model as a guide to give each child the best possible start to get a competent learner and skillful communicator.A primary school (also Elementary school) an school which where children nonplus primary or elementary direction between the ages of about five to about eleven, coming forwards secondary school and after preschool. It is the first stage of compulsory education in most move of the world, and is normally available without charge, but whitethorn be a fee-paying independent school. In England and Wales secondary school is for children from the ages of 11 to 18.After 11 years of compulsory education ends, and young people can root whether to continue their studies further at school or sixth form college, or leave the education system. After five years of secondary education, at the age of 16, pupils take the General Certificate of lower-ranking Education (GCSE) interrogatoryination. When they are in the third or in the forth form, they begin to choose their exam subjects and prepare for them.After finishing the fifth form pupils can make their choice they may all leave schooland go to a Further Education College or continue their education in the sixth form. Those who stay at school after GCSE, study for 2 more years for A (Advanced) Level Exams in two or three subjects which is necessary to get a place at one of British universities. The typical first full stop offered at English universities is the bachelors degree, and usually lasts for three years. Many institutions now offer an undergrad master degree as a first degree, which typically lasts for four years.During a first degree students are known as undergraduates. The difference in fees between undergraduate and traditional postgraduate masters degrees (and the possibility of securing LEA funding for the former) makes taking an undergraduate masters degree as a first degree a more attractive option, although the novelty of undergraduate masters degrees means th at the relative educational merit of the two is currently unclear.Some universities offer a vocationally based foundation degree, typically two years in length for those students who hope to continue on to a first degree but wish to remain in employment. Postgraduate education Students who have completed a first degree are eligible to undertake a postgraduate degree, which mightiness be a Masters degree (typically taken in one year, though research-based masters degrees may last for two) Doctorate (typically taken in three years) Postgraduate education is not automatically financed by the state.

Cult and Brainwashing Essay Example for Free

cult and Brainwashing EssayBrain washing which entails supreme persuasion to eradicate fashioner beliefs and institute in their place new beliefs, has been wide linked to the emergence of cultic roots. Concerns on the motivating factor behind an soulfulnesss acceptance to total a cultic group have been the subject of research and controversies from numerous studies. From these studies it lot be surmised that the justification of an individuals decision to join cultic groups could either be serious family problems and non family cogitate issues, or relational issues with both family and peers. In addition, individuals with a high predisposition to crises and those who have had put up with the absence of a father during their childhood were too found to be more susceptible to join cultic groups. In neighborly psychology, cult development and brain washing ar interrelated issues that a good deal get out disputes. Brain washing is often used to denote the process by whic h individual mortals are influenced finished a process that is manifested intentionally and through systematically applied techniques that are not alone traumatizing, but are also aimed at instilling obedience through ideological re socialization (Dawson, 2003).Through the use of coercive persuasion, chance variableer beliefs are eradicated and new beliefs instituted in their place. It may also comprise manipulation of an individuals social influence systematically (Kaplan Hellen, 2005). Its existence in the field of social psychology is a widely disputed topic due to the fact that it is not a recognized theoretical concept, but instead a sensationalists explanation that is used in reference to cultists and revival preachers.Not only do parties disagree on whether social process that attempt to influence individuals coercively exist, but the existence of their social outcome, which entails that individuals plough influenced contrary to their will, is also an issue that elici ts concern (Taylor Taylor, 2005). Critics of the brain washing perspective argue that it presents a simplistic perspective to be assiduous by those intent on locating effective social weapons to counter disfavored groups.They therefore, contend that any perceived relative success on those efforts aimed at achieving social reign over should obscure the fact that the notion of brain washing lacks a scientific basis to support the open(a) opinions. Despite the interdict attributes levied on cults, they also carry intrinsic advantages. One such merit is that they are seen as channels of transition to individual fractions. Even though members do not always exit to cults on a permanent basis, the experience they have while in cultic groups is often an exhilarating one, as they often recount (Wilson Cresswell, 1999).Proponents of cultic movements often cite clinical studies done on the psychological effects of bonny a member of a cultic group as the basis for favoring these groups . According to these studies, becoming a member of a cultic group has a therapeutic effect rather than a harmful effect. Other studies carried on cultist practices have also shown that what may be regarded as psychopathology of spectral or spiritual temperament may be a means for spiritual growth and expression of religious affiliation and religious stage (Kaplan Hellen, 2005).The notion of brain washing may also be a subtle form of behavior mark which entails a system of reward or punishment for action. Education is a celebrated example of behavior pull strings mechanism targeted at achieving a desired behavior (Dawson, 2003). When behavior modification techniques are employed in a loving, caring and consistent manner, a change of behavior often results without feelings of resentment. On the contrary, perversion of behavior control techniques results in damage to emotions and psyche. Cults use a perverted form of behavior modification that ultimately damages the emotions of th e individual.Through cognitive dissonance, cultic groups are able to remain sinewy even in the face of a failure of their predictions (Taylor Taylor, 2005). Social psychology espouses that cult development is founded on a basic premise of cognitive dissonance which explains why some cult adherents tend to become even stronger and resolute when their predictions fail. These individuals often find ways of coping psychologically with the experienced failure and they disjoin from the failure through control of behavior, control of feelings, and control of emotions.These three elements are interdependent, implying that when one is eliminated the others cease to hunt down effectively. Moreover, when the three elements are altered, the affected individual goes through a complete change (Wilson Cresswell, 1999). Behavior control entails management of a persons physical reality which involves such aspects as an individuals place of residence, employment, what an individual eats and wher e he or she sleeps (Kaplan Hellen, 2005). It explains why most cults impose stringent schedules for its members.In extreme cases, a cult member can willfully participate in his punishment, believing that he deserve it Thought control, on the other hand, involves thought indoctrination of its members to the extent that members manipulate their own thought processes. An ideology held by the cultists is internalized as the correct ideology and forms a set of belief system through which discipline received by an individual member of the cult is filtered and processed before either be spurned or accepted.Through the use of a unique and specific language members thought processes are regulated in a manner that alienates them from a non cultic groups (Wilson Cresswell, 1999). Another mechanism employed by cultic groups is the thought- stopping techniques, which involves the use of mediation, singing, chanting or concentrated praying, which harbors an individuals ability to test the re ality. The person desists from blaming the group and shifts the blame to him in the event of a problem (Taylor Taylor, 2005). On the other hand, emotional control involves manipulation of an individuals range of feelings.Control is achieved through the propagation of guilt and anxiety. The fear of being ostracized by cult leaders if a member is not seen to be adhering to the practices of the cult is created. Moreover, use of phobic disorder indoctrination that elicits a panic reaction in an individual, helps ensure the individual remains in the cult, every meter the individual thinks of leaving the group (Dawson, 2003). Another component of cognitive dissonance is information control which involves managing of the group members source of information.This is founded on the basic premise that denying people information needed to bind sound judgment is usually expected to render them incapable of making those changes. This notion is widely employed in cultic groups, resulting in ps ychological chains that lock away its adherent from realities in the society (Kaplan Hellen, 2005). supersensitized Groups Of particular concern to the field of social psychology is the motivating factor behind an individuals acceptance to join a particular cult.Numerous studies surmised from persons who formerly belonged to cult groups have in many a(prenominal) occasions found a link between their joining cults and serious family and non family problems (Dawson, 2003). Typical issues such as a history of poor relationships both with individuals family and peers were characteristic of these individuals. In addition it was also noted that young individuals with a high predisposition to crises also tended to join cults (Taylor Taylor, 2005). Still other study note that those who have had to put with the absence of a father during childhood and who face a ten thousand of challenges often join cults.These observations have also been found to be consistent with a study that indicat ed that non converts tended to retard less authoritarian values compared to new converts to cults. Cults have been discredited with fostering, regression, paralysis of thought and dislocation of reality. The negative characterization of cults may however, be a result of interviewing former cult members , who may have left(a) due to dissatisfaction, and who are thus predisposed to give negative views (Taylor Taylor, 2005).Reference Dawson, L. L. (2003). Cults and new religious movements a reader. peeled York. Wiley-Blackwell. Kaplan, J. , Hellen, L. (2002). The cultic milieu oppositional subcultures in an age of globalization. New York. Rowman Altamira. Taylor, K. , Taylor, K. E. (2005). Brainwashing The Dream of Mind Control. New York. Oxford UP. Wilson, B. R. , Cresswell, J. (1999). New Religious Movements Challenge and Response. Belmont, CA. Routledge.

A Brothers Love Essay Example for Free

A Brothers Love EssayWhen you compare Louis Erdrichs fib The Red Convertible and James Baldwins figment Sonnys vapors, they seem like completely divergent stories. The Red Convertible is about devil brothers, Lyman and henry, who grow up on a Native Ameri ass reservation in North Dakota. The devil brothers share a strong bond that is personified finished their love for a certain red car that they share. They go through an amazing Journey and discover a lot about each other. On the other hand, Sonnys Blues is also about two brothers, however their Journey goes a completely diametrical oute than Lyman and Henrys. In Sonnys Blues, the fibber and his teeny-weeny brother, Sonny, get rolling out as distant and forgotten family members. through Sonnys love for music, and his older brothers gradual acceptance, the two grow a stronger bond than ever before. Although the two are indeed about different topics, there are some parallels to recognize as well. The Red Convertible and Sonnys Blues are analogous for many reasons, but the most prominent similarity is the theme of brotherhood. For instance, in Sonnys Blues, the dynamic between the two brothers changes from eing completely distant to finally understanding each other, despite their differences.The growth of a kind is an classic factor in true brotherhood. An example of the two brothers taking a step in the chastise direction is when they meet after Sonny is let out of prison. It has been a while since they have verbalise last, and the older brother narrates, miet, when he smiled, when we shook hands, the baby brother Id never cognise looked out from the depths of his unavowed life, like an animal waiting to be coaxed into the light. (Baldwin, 312) The other brother is realizing that e has never really known his baby brother because his true self was always buried beneath the mask of his drug addiction.We can see here that the other brother is seeing that Sonny is stressful to let himself i nto the light, or trying to finally get himself to a better place in life. The turning point in the yarn where Sonnys love for music gets truly understood by his brother, is at the end of the story when he is performing his gig. The older brother states, For, while the tale of how we suffer, and how we are delighted, and how we may triumph is never new, it always must(prenominal) be heard. There isnt any other tale to tell, its the only light weve got in all this darkness. (Baldwin, 324) This line by Sonnys older brother shows that he has finally opened up his heart to accept that his little brother is getting better and expressing himself through music. Like in Sonnys Blues, Henry and Lyman go through a similar Journey in The Red Convertible, where they discover their own Journey through brotherhood. Unlike Sonnys furtherance of his human relationship noush his brother, Henry and Lymans relationship starts out very strong but dies out in the end. Although the two stories have different outcomes, the core theme of brotherhood is the same.In The Red Convertible, Henry and Lyman are silk hat friends, and spend every moment hanging out with each other. They are inseparable, until Henrys decision to Join the forces for three years tears them apart. When Henry returns, Lyman is concerned as he remembers the times wed sit still for the whole afternoon, Henry always had a Joke, then, too, and now you couldnt get him to laugh (Erdrich, 74). Lyman is realizing that his brother nas changed and is disassociated wit n his tormer selt. Lyman is pain stricken because the strength of their brotherhood was slipping through his fingers.Overall, both stories express the motive and strength that a brotherhood can give. Despite their similarities in overall theme, the two stories are different regarding the symbols that connect the brothers. In Sonnys Blues, the factor that allowed Sonny and his brother to break the barrier between them was his music. Living in Harlem, t here isnt many ways to express yourself or let yourself be heard, so music was an escape. Through Sonnys infatuation with music, his brother was able o see beyond his drug addiction and begin to start the re-birth of their relationship.At the end of the story, Sonnys brother was watching him play, But Just before they started playing again, Sonny sipped from it and looked toward me, and nodded (Baldwin, 326). At this point, it is as if Sonnys brother accepted him through the music and finally feels that connection that only brothers can share. euphony is a central symbol in Sonnys Blues and creates a stepping stone for the two brothers relationship to grow. On the other hand, we have The Red Convertible, which has a uch different object that directs the story.In The Red Convertible, Henry and Lymans relationship is driven by their love for their red car they had bought together. The red flashy car resembles the boys resilient and unworried view on life, and the strength of the bon d they shared in the beginning of the story. However, after Henry returns from Vietnam, he is a changed man and according to Lyman, The change was no good. (Erdrich, 72) Lyman hopes that the car might bring the old Henry back somehow (Erdrich, 75), but is let down when Henry shows no interest in he car.Ironically, Henry ends up destroying the car which, symbolically, destroys the relationship between the two brothers as well. Like the music in Sonnys Blues, the red car in The Red Convertible was a symbol for the change in the brothers relationship. The relationship between two brothers can be transitive, whether it starts distant and grow close like in Sonnys Blues, or the other way around as we saw in The Red Convertible. While each story may have different symbols and storylines, we still see the theme of both the true nature of brotherhood.

Childrens literature Essay Example for Free

Childrens literature EssayChild development was broken mountain into quaternity theories. These theories revolve ab exposeed on intellectual and cognitive development as well as companionable development and moral judgment development. Theoretical models undersur memorial tablet be applied to childrens literature by different kinds of phonograph recordings. Children in the younger festers enjoy books like Dr. Seuss the cat in the hat or The Bernstein bears books that focus on things like justly from wrong and education. Children learn from these kinds of books at a young age and the books pile be touch based to to their lives. As children get older books become more meaningful and become something they can relate to.Harry Potter and the Sorcerers Stone is the book I chose, because I mat up like it was well agnisen and something children could connect to and enjoy. The story of Harry Potter can be related to by many children. The trials the he faces as a boy living w ith his aunt and uncle in the non-magic adult male can be understood by some who have encountered the same things. He was unappreciated, bullied, made enjoyment of, and treated unfairly just because he was unliked. On his 11th birthday he finds go forth that he is actually a wizard and in that respect is a school for kids just like him.His p atomic number 18nts, who were killed when he was a baby, were also magic people, and he was excited to be able to learn about them. At the school, Hogwarts, he is befriended by two people who truly become his best friends and family, and he is finally happy to know there ar people who care about him. I think this book can be related to Piagets Cognitive Theory of Development. Piagets cognitive theory of development was outlined into four periods of intelligent development. The sensorimotor period, the preoperational period, the period of concrete operations, and period of formal operations.The period of formal operations hits right at the age group that the Harry Potter series was intended for. This period occurs between the ages of eleven and fifteen when young people begin to use formal logic, engage in a reliable exchange of ideas, comprehend the viewpoints of others, and understand what it means to live in society. Most readers of this stage have entered adolescence and are ready for more mature topics. I think that this theory applies to this book as kids can relate to Harrys life with the Dursleys and the dry land he is living in. After finding out he is a wizard they can also relate to all the situations he will face whilethere at Hogwarts.Children can use their imagination to take them away into their own world where they can get away from reality even for a moment. As far as the book itself goes, literary criticism is meant to interpret the meaning of literature. I believe this book is approached by formal criticism. titular criticism focuses on the work itself rather than the literary history of the boo k. When I read this book I am not worried about the author and her life or anything about the literature. I am focused on the action and story itself and the suspense it brings to its readers.I found this criticism part of the make-up a little more challenging, but I agree with my decision as I did not think that any of the others fit. There is much that children and even adults can learn from learning books. There are books for children ages zero to three that focus mainly on shapes, colors, animals, and numbers. There are books for younger children up until age ten that are about little girls or boys and their adventures that they go on with their imaginary friends. Books about friendship and forgiveness that teach children to be kind and considerate of others as well as unselfish and giving.Books for ages eleven to fifteen that focus on life as a teenager when your mother or generate does not understand you and you are desperately trying to figure out who you are. Books that can teach blessing and loyalty to family and friends and just overall make you imagine worlds you could have never dreamed of. Finally to the ages of sixteen to nineteen when you are googling over that boy or girl you so wish would notice you or even if you are interested in the fantasy world of dragons and wizards, there is a book out there that can teach every one of us something about ourselves.Books are out there to teach us new things and take us places we never knew we could go. It is all about actually reading what the author has to say and listening. For me reading was a way of life and something that made me who I am today. I encourage reading for everyone and I hope that my son is as passionate about reading as I am. References Russell D. L. (2008) Pearson education, Ch. 2 The Study of Childhood pg. 1 The Discover of Childhood. Russell D. L. (2008) Pearson education, Ch. 3 The Study of Literature para. 20 Literary Criticism.

Wild Horse Round-Up in Nevada Essay Example for Free

baseless cavalry Round-Up in Nevada EssayThe rounding up wild horses and leading them to their new destination, howbeit, for the slaughter or sales, has created a rift of an US (i.e. particularly citizens of Nevada) and THEM (i.e. Federal Government, BLM) mentality. The animal solveivist is citing cruelty to animals and stifling the First Amendment, awarding immunity of the Press, on the part of BLM. The succeeding(a) article was quoted from USA TodayA federal roundup of wild horses in Nevada was scheduled to resume Thursday and to continue through this weekend despite nearly two 12 animal deaths since it began. The Bureau of Land Management (BLM) says three of the deaths were due to injury and 18 due to blunt dehydration following a drought. Horse activist Laura Leigh, whose lawsuit put a temporary discontinue to the roundup July 14, blames the deaths on the BLM, which she says allowed the horses to become dehydrated and held the roundup during the hottest season of t he year. This is foaling season, it could pass been done earlier, it could name been done last fall, Leigh says. This is non following the mandate to manage and protect our horses. Its just wrong. She and other activists also complain that the BLM has blocked them from detect the roundups to control the flow of images and humanity opinion. The BLM will escort up to 20 members of the media and the commonplace to observe roundup carrying out today and Saturday for the first time since the roundup began July 10.The BLM says the roundup of wild horses is a necessity because the mustang existence is growing so fast-flying that horses argon running out of food and harming the native land and wildlife. Agency estimates show 38,000 mustangs and burros roam 10 Western states half are in Nevada. Leigh and other activists say the agency is moving the animals to clear the itinerary for livestock grazing and energy interests. Elliot Katz, fo beneath of In Defense of Animals, which fil ed a separate lawsuit, says wild horses are a low priority nationally because they dont produce a profit. Theyre just in the way of corporations who have kine interests or want to do mining, Katz says. Theres been a gradual continuing effort to get discharge of them. (Dorell, 7/29)BLMs stands its ground by stating they are required by law to balance the needfully of multiple interests on public lands, including wild horses, wildlife, mining and livestock. Wild horses, which have few predators and double their population every four years, can damage habitat shared by endangered and threatened species much(prenominal) as the pygmy rabbit and the lahontan cutthroat trout, says Heather Emmons, a spokeswoman for the BLM in Nevada. (Dorell, 7/29)One of the many a(prenominal) law suits that have been filed comes out of New Mexico and has gone to the Supreme lawcourt. KLEPPE v. bare-assed MEXICO, 426 U.S. 529 (1976)426 U.S. 529KLEPPE, SECRETARY OF THE INTERIOR v. NEW MEXICO ET AL.APP EAL FROM THE get together STATES DISTRICT COURT FOR THE DISTRICT OF NEW MEXICONo. 74-1488.Argued March 23, 1976Decided June 17, 1976The Wild Free-roaming Horses and Burros good turn ( roleplay) was enacted to protect all unbranded and unclaimed horses and burros on public lands of the United conjures from capture, branding, harassment, or death, to fill which they are to be considered in the knowledge base where presently found, as an integral part of the natural trunk of the public lands. The Act provides that all such animals on the public lands administered by the Secretary of the Interior through the Bureau of Land Management (BLM) or by the Secretary of Agriculture through the Forest process are committed to the jurisdiction of the respective Secretaries, who are directed to protect and manage the animals as components of the public lands . . . in a manner that is designed to achieve and chief(prenominal)tain a thriving natural ecologic balance on the public lands, and if the animals stray from those lands onto privately owned land, the private landowners may inform federal officials, who shall arrange to have the animals removed.Appellees, the resign of New Mexico, its Livestock Board and director, and the purchaser of three unbranded burros seized by the Board (pursuant to the New Mexico Estray Law) on federal lands and sold at public auction, and whose return to public lands had beendemanded by the BLM, brought this suit for injunctive relief and for a declaratory pattern that the Act is unconstitutional. A three-judge District Court held the Act unconstitutional and enjoined its enforcement.Held As applied to this case, the Act is a constitutional exercise of congressional military group under the Property article of the Constitution, which provides that Congress shall have Power to dispose of and make all needful Rules and Regulations respecting the district or other Property belonging to the United States. Art. IV, 3, cl. 2. Pp. 535-547 . (FindLaw, June) (a) The Clause, in broad terms, empowers Congress to determine what are needful rules respecting the public lands, and there is no merit to appellees narrow reading that the provision 426 U.S. 529, 530 grants Congress power only to dispose of, to make incidental rules regarding the use of, and to protect federal property. Pp. 536-541. (FindLaw, June)(b) In arguing that the Act encroaches upon state sovereignty and that Congress can obtain exclusive legislative jurisdiction over the public lands in a State only by state consent (absent which it may not act contrary to state law), appellees have confused Congress derivative legislative power from a State pursuant to Art. I, 8, cl. 17, with Congress powers under the Property Clause. Pp. 541-546. (FindLaw, June)(c) The question of the Acts permissible reach under the Property Clause over private lands to protect wild free-roaming horses and burros that have strayed from public land need not be, and is not, determined in the context of this case. Pp. 546-547. (FindLaw, June)A law suit filed and made it to the U.S. Courts of Appeals, Federal Circuit was initiated from a rancher family of Fallini who states in the following law suit the cost of the wild horses to them personally FALLINI v. UNITED STATESSusan L. FALLINI, and Joseph B. Fallini, Jr., in each of the following capacities as an individual person and successor to the interest of Helen Fallini as sole heir of Helene Fallini, deceased, executor of the last will of Helene Fallini, and Trustee of the Helene Fallini Living Trust and theHelene Fallini Living Trust as the sole distributee of the last Will of Helene Fallini, Plaintiffs-Appellants, v. The UNITED STATES, Defendant-Appellee. No.94-5110. June 08, 1995Before MICHEL, LOURIE and BRYSON, Circuit Judges.William F. Schroeder, Vale, OR, argued for plaintiffs-appellants. With him on the brief was William A. Schroeder, of Boise, ID.Peter A. Appel, Attorney, Environment and Natural Resources Div., Dept. of Justice, Washington, DC, argued for defendant-appellee. With him on the brief were Lois J. Schiffer, Asst. Atty. Gen., rear end A. Bryson and Dorothy R. Burakreis, Attorneys. Of counsel was Laura B. Brown, Office of the Sol., Dept. of the Interior, Washington, DC. James L. Huffman, Dean and Professor of Law Director, Natural Resources Law Institute, Northwestern aim of Law, Lewis and Clark College, of Portland, OR, was on the brief for amicus curiae, Water for Life, Inc. (FindLaw, June) In this Fifth Amendment takings case, the Fallinis, who are engaged in cattle ranching in Nevada, argue that the federal organisation has taken personal property from them without compensation. The Fallinis contend that the government alter a taking by requiring them to provide pee to wild horses living in the area in which the Fallinis conducted their ranching activities.The Court of Federal Claims ruled against the Fallinis, concluding on motion for summary judgment that they had no property right that was taken by political action. Fallini v. United States, 31 Fed.Cl. 53 (1994). We discontinue that their complaint was not filed within the applicable statute of limitations period and that the complaint should be dismissed on that ground. (FindLaw, June) The suit alleges the wild horses are costing their family approximately $1 million between 1971 and 1991 for the watering of the animals which they have not been allowed by the BLM to fence off the watering areas in such a way to grant cattle access by deny horses from accessing the water supply. In conclusion of the law suit filed by the Fallinis family states as follows What the Fallinis may challenge under the Fourth Amendment is what the government has done, not what the horses have done.The only governmental action that could constitute a compensabletaking in this case is the governments directive forbidding the Fallinis from shooing the horses international from the water that the Fallinis have produced at their developed water sources. That governmental action cannot be regarded as pass with every new drink taken by every wild horse, even though the enjoyment of water by the wild horses imposes a continuing economic burden on the Fallinis.See Delaware State College v. Ricks, 449 U.S. 250, 258, 101 S.Ct. 498, 504, 66 L.Ed.2d 431 (1980) (proper focus, for statute of limitations purposes, is upon the time of the defendants acts, not upon the time at which the consequences of the acts became most painful). Because the Fallinis chance upon the enactment of the Wild Free-Roaming Horses and Burros Act as the governmental action that prevented them from fencing the horses away from their water sources, and because they book that they suffered injury from the date of enactment, their claim must be regarded as accruing long before they filed their present suit. (FindLaw, June) tripleBased on our analysis of the Fallinis takings claim, we conclude that their claim was time-b arred. We therefore vacate the judgment and lock this case to the Court of Federal Claims with instructions to dismiss the complaint as untimely. (FindLaw, June) Each party shall control its own costs.VACATED AND REMANDED WITH INSTRUCTIONSBRYSON, Circuit Judge. (FindLaw, June)The round-up of the wild horses is complex with legitimate issues on all sides. I claver four distinct (legitimate) sides in this fight. They is the BLM, the animal activist, the media, and the cattle ranchers. The BLM cites it has a legal responsibility to round them up for control of population and preservation of public lands, including wild horses, wildlife, mining and livestock. The animal activists cite cruelty on the method used by the BLM with the time of year the round-ups are conducted to how they are treated while in captivity. The Public News Media cites they are world denied the first amendment right to the Freedom of the Press by being restricted access during the round-ups. Lastly, there is the cattle rancher that is citing a Fourth Amendment violation by the seizure of the water without their permission.Somehow there needs to be a balance of the issue. In myopinion, the Public News Media doesnt have a say in the offspring because they twist any issue for the selling of their tidings and that is why they are in the fight. The animal activist have no place in this matter either because they are not any different than the News Media. I see two main players that have a stake in the holdings. The BLM and the cattle ranchers. Those are the two entities that are directly affected by this ordeal. The BLM has to strike a delicate balance of their responsibilities to Federal and State Law and to accomplish this with unreassuring anybodys ZEN. The cattle ranchers are trying to make a living in an economy that is sightedness less and less profit.ReferencesDorell, O. (7/29/2010). Federal roundup of wild horses resumes in Nevada. Retrieved from http//http//www.usatoday.com/news /nation/2010-07-22-wild-horses_N.htm FindLaw. (June 08, 1995). United States Court of Appeals,Federal Circuit, FALLINI v. UNITED STATES. Retrieved from http//caselaw.findlaw.com/us-federal-circuit/1336480.html FindLaw. (June 17, 1976 Decided). U.S. Supreme Court, KLEPPE v. NEW MEXICO, 426 U.S. 529 (1976). Retrieved from http//caselaw.lp.findlaw.com/cgi-bin-getcase.pl?court=usvol=426invol=529

Mineral Exploration Essay Example for Free

Mineral exploration EssayMineral exploration is the initial stage of the mining cycle. It is a sequential process of information gathering that assesses the mineral potential of a given sphere. In frank words it is the search for mineral deposits. The reason of exploration is to trace a new source of metal or useful minerals. This includes industrial minerals desire silica or clay minerals, metals like iron, lead, zinc, etc., and precious metals and gemstones like gold and diamonds.Types of Mineral ExplorationGrassroots exploration involves looking for a deposit in an area where the mineral or metal has never been found till date. Brownfield exploration is the search for any traces of spare deposits near an identified mine. On-mine-site exploration is about expanding a mineral resource that has been found beforehand and develop on the property of an existing mine.Mineral Exploration ProcessProspectingIt is the search for mineral deposits and starts with an idea or geologic model that identifies lands worthy of advance exploration. It basically includes prospectors walking the around examining and mapping rock types and compile rock and soil samples by hand for either mineral or laboratory analysis.Mining birdcall StakingIt is exercised in all the countries as a way of indicating to the regimen the area that a company wishes to look for further in detail. The license required to stake a claim can be utilise for at a mining recorders office. Once a claim is staked and approved by the appropriate government agency, it gives the company the exclusive right to explore that section of ground for a specific time.Detailed ExplorationOnce a claim has been staked and based on the results of its initial prospecting work, the company will come to a decision on whether to carry on with more detailed exploration. Many minerals are buried wakeless beneath soil so to test if minerals are present advanced techniques are used such as geophysical and geochemical surveys, and diamond drilling programs are also used.Sampling and DrillingIf earlier stages adumbrate that there is the probability of a mineral deposit underground, the exploration company now might be able to sample that rock to calculate approximately the extent and form of that mineral deposit. The samples are past sent to laboratories for testing and the company will analyze the results.

Strategies to Gain New Customers via Internet Banking

St sendgies to Gain young Customers via electronic net massage Banking1. IntroductionIt includes the fol conf social occasionding topicsa. A clear pleadment of the intention of the dissertationb. Reasons for the studyc. debate of problemsd. inclination of the studya. The purpose of the thesisIf students convey to write their M.B.A theses, which execute a heavy(p) number of monumental errors, this is the main reason why their projects re flexure for audit. Disap signaled and falls, they need to proofread and to work for their sermons. It has taken so much sentence for them to write their dissertations, and now they should start from the exact beginning. I shall give tongue to you how to avoid fall spiner in the basic thesis and is, as you come rough this failure. The to the high schoolest degree of the essence(predicate) affaire closely the dissertation writing is that you should understand clearly the purpose of the letter. The main purpose of writing of a d issertation is to provide a student with an opportunity to disc everywhere whatsoeverthing untested in the field of investigation. If the student squeeze out engineer a deep, wise and profound Research, and laughing received draw a clear conclusion about his / her research with any disc everyplaceies that present in the final dissertation, he reached the end. 1 more definitive thing is to writing a thesis that you should know about the latest discoveries in the field of investigation. That purpose, writing a dissertation, chiffonier be bilkd by marrow of lectures and analytic phoneing of germane(predicate) sources thesis. A student should be awargon of the linear perspective of the writer and should appreciate the critical position. There is no doubt that you go forth succeed in your dissertation, if you know the main purpose of writing a dissertation, which im single out be presented by me. Apply for M.B.A dissertation to beget a piece of good advice. M.B.A diss ertation is alship commodeal willing to alleviate you. For legion(predicate) courses forms separate of a dissertation is to complete study for a degree. For some courses it is linked with work witness. It provides you with an opportunity to take a piece of individual research work and to really examine an expression of the theme that you ar poring over closely.b. Reasons for the investigationThere ar opportunities for the utile purpose up of the net with get a line to the banking application. It is shown that may cause the leave application of todays cutting-edge technology at a signifi bottomt competitory expediency for banks. This is illustrated by a scenario that focuses on the emfs of advising on the cyberspace. For many consumers, electronic banking means 24-hour annoy to fix with an automated coming back gondola (ATMS), or acquire deposit of paychecks for the checking or nest egg measures. But electronic banking now removed many assorted types of n egotiations. Electronic banking, as well cognise as electronic inventorys transfer (EFT), uses computer and electronic technology as a replacement for written report checks and unlike negotiations. EFTS is initiated through devices like separate or codes that you passel, or that you authorize to accesses your government note. Many monetary mental institutions use ATM or debit cards and individualized identification numbers (NEEDLES) for this purpose. One uses new(prenominal) forms of payment cards much(prenominal) as those that carry the just about, your jot or a check. The federal Electronic Fund Transfer mask (EFT Act) covers some electronic consumer negotiations. Although profits banking has been unsubtlely adopted in developed countries, there is a sort out of nodes resisting the figure out. In opposite words, net profit banking, although proven to be a successful innovation is not withal adopted by the laggards shed become, and therefore relieve onese lf all the expectations of banks did not hit. Therefore, the purpose of dissertation is to get a line the reasons for the sales electric resistance to cyberspace banking. The special en dwelln is to explore resistance among those who pay a client who already has valid contracts for mesh, precisely preferably pays, pay their report cards through ATMs. The goal is to identify the characteristics that generate resistance to lucre banking and their connections to levers of individuals. To achieve the objective, 30 Finnish bank guests corroborate used the detailed primordial finished interviewing prelude and the l make upering interviewing process.c. Statement of problemsTo develop strategies for banks is to get people to pay online which was drawn a sample distri aloneion of 369 consumers from two universities in Kwazulu-Natal. Universities were chosen because they atomic number 18 an untapped e-commerce market segment. Workers at universities fit the profile of disti nctive Internet users. Data were stack forward a used t trim back based on survey. Statistical digest has revealed that more men shake off used Internet banking than females. Automated telling machines custom was far great than Internet banking usage. A large percentage of Internet bankers deplete used the answer for burying account transfers and balance test / statements. asylum was the main issue for not paying in-line. Potential nodes who study treasured guaranteed safety and loyalty rewards to get them to pay online. Internet banking has the potential to start out among tertiary institution workers. near of the problems atomic number 18 explained below talks / Farms Explorers jeopardizeNegotiation / edited risk arises holdings of dizziness, the error, system interruption, or other unexpected events that result in the inability of the institution to provide products or operate. This risk follows in every product and gain quiped. The f atomic number 18 of the n egotiated risk is influenced by the construction of the processing environment of the institution, including the types of go pressed and the complexness of procedures and supporting technology.Credit RiskIn widely distributed, the address risk of a fiscal institution to pure fact not equal, that a loan will be produced by an e-banking melodic line. However, focal point should consider providing an effective addressment randomness systems, including assure the performance of portfolios produced bear pursued through e-banking channels.LIQUIDITY, INTEREST RATE, PRICE / food market adventureSThe Funding and investiture-related risks could increase with the e-banking initiatives of an institution that depends on the volatility and judgmental of the acquired deposits. The Internet provides institutions with the ability to bring to the spherical grocery their products and work. On Internet-based ad programs can in effect yield-focused investors with potentially high-adapte d resulting deposits. But Internet-produced deposits have the potential to allure clients, which may focus alone on rates, and a source of funding with risk characteristics that be identical to deposits has provided cargon. An institution may, by this potential volatility and its extensive geographical reach agreement and deposit account control to open the perform of personal meetings and involve the ex qualify of melodic theme correspondence is expected.COMPLIANCE / legitimate RISKCompliance and good issues arising from the rapid growth in usage of e-banking is based, and the differences between electronic and paper methods. E-banking is essentially a spick-and-span stimulatey channel where the laws and rules that may govern the electronic ripostey of sure financial institution products or run to be ambiguous or even developing. Governing laws and economys, consumers bargaining, require specific types of disclosures, notes, recordings or tours of conditions. These co nditions as well as apply to e-banking and federal banking agencies continue to update consumer laws and regulations, the impact of electronic banking and online guest descents to reflect.STRATEGIC RISKA committee should understand the financial institution and manage the risks that are associated with e-banking profits and the emerging risk management monetary encourages against the potential return on investment-bank Offered in essential services evaluated. Poor e-banking planning and investment decisions are to increase the strategic risk of a financial institution. first adopters of the new e-banking services can be as forerunners who may expect to establish the needs of their guests, but by then sustain higher appeals and increased complexity in their decision.REPUTATION RISKOne institution, e-banking services to offer, peculiarly the more complex actional services and significant increases in its level of temper risk make risked. about of the inputs, which e-banki ng affect the reputation of an institution may include, dismission of confidence collectible to unauthorized activity on guest accounts disclosure or theft of confidential client cultivation to unauthorized parties(e.g. hackers), failure to market requirements, supply, failure to provide reliable service on the basis of the frequency, or duration of service interruption, customer complaints about the difficulty in e-banking practices and the inability of essential services desk to go down problems, and confusion between services that are provided by the financial institution and the services which has been supplied by other businesses, which has been linked from the site.d. Purpose of learningE-Commerce revolutionized the way business is headed. youthful business models to replace outdated and organizations to think of business processes and customer relationship management strategies drafts. Banks are no exception to this transformation. This study examines the views of ba nkers on providing banking services to help customers use the tissue. Specifically, it speaks expenditure, such as the strategic need for Internet banking, its effect on client-bank relationships, and the experiences of customers in network banking.Advantages of internet banking to banksI. woo savingsOrr (1999) states, the electronic processing dramatically slue the apostrophize per procedure, harmonize DiDio (1998), the average traffic toll at a full service bank about $ 1.07. It rock-bottom to $ 0.27 an ATMS and falls to a cent if the same transaction is conducted on the fabric. in addition, there are opportunities for banks to hand over customer invoices electronically. The cost to deliver invoices to be electronically much lower than when the bill was in paper form, which has been delivered through the mail. Irvine (1999) states, the electronic bill presentation costs 40% slight than paper livery. These cost savings can offer customer pays, and interchangeable reduce d costs of the banking system and still provides effective and divergentiated services.II. Loyal customersLoyal customers have in a new study that was conducted by Forrester Research, 61% of respondents cl aspireed that if their banks offered financial services that they wanted, they would prefer the service of the Bank use. With this knowledge of the Offering consumers interest in mind to go bad banks, a hub of financial services including bill presentation and payment, financial planning, estate planning, insurance, loans, and brokerage services. The Internet allows for these converging financial services not previously available in one central location.III. Offer redundant servicesDo you offer supernumerary services as mentioned above, to move many banks to offer customers a financial vena portae? This portal concept offers banks a new role in the business of divine service customers. Simply an Internet aim has not supplied one income stream banks. However, by oblation a wide array of products and services that can benefit from internet banking integration. By creating financial portal where consumers can manage a wide shake off of financial activities, such as takes and mortgages, banks can benefit from offering Internet capabilities to help customers (Wah, 1999).IV. Internet service GenerationE-commerce, if properly integrated into existing banking trading operations can go on to significant cost savings and higher profitability. Find cost savings due to automate customer negotiations, such as fund transfers, payments, account balance inquiries etc. Strategic alliances with insurance companies, mortgage companies and stock brokerage firms can lead to additional business opportunities that will otherwise go unfulfilled. In addition, banks can retain customers more effectively if offering services, the value-addition are. High-profit customers, which some studies suggest that entice the demographic of internet banking customers. well Fargo Ban k online customers have an yearly median income of $ 75,000 with higher education levels than the average wells Fargo customer (Hoffman, 1999a). Also this group of customers is more payoffous than the bricks-and-mortar counterparts. They generate 50% more income than the average wells Fargo customer, holds a 20% increase in balance, so far uses 50% product, and its wear rate is 50% of the total wear rate. Furthermore, on average, it costs 14% less equalized to those customers bricks-and-mortar customers (Time well and Kung, wait 1999).Advantages of internet banking to consumersA. comprise savingsCyberspace is cheaper to operate than brick and mortar structure, and this cost advantage can often be further passed to consumers. The Internet Banking cost structure allows consumers to receive cost savings, and financial benefits for depositing online. A comparison of the (e-banking) and depositing one (parent bank a brick and mortar bank) offers an exemplification of this point. F or checking accounts Wingspan offers an interest rate of 4.5% interest, which is compared, one1%deposit.It also offers more options begins in the mortgage and insurance, with 60 loaning companies and 15 insurance salesmen. It also offers customers an advantage over to his parent in the field of electronic bill payment, which offers the service for no extra charge, dapple depositing, one invites $ 4.95 per month (, 1999).B. Access to additional servicesOn staple transactional web sites allows customers to check account adjustments, possession and new banking statements. Systems that allow customers to initiate negotiations on-line(a), such as transferring property between accounts or do payments, provides customers additional benefits. These elevated sites allow customers to pay bills to request and review loans and mortgages, credit cards and checking accounts. The financial institutions that offer extensive online services, well, are set to be a leader (Hickman, 1999). By offer ing this great umbrella of the service trust of one who pays the institution, these companies can save a large packet of the financial transaction from a customer.C. A good shop stopBanks, adds real time loan applications, added the ability to make IRA investments, the opportunity to trade shares through their websites. The tendency for flocking that is pays predicted to shape the time to come of Internet banking on. This concept of one-stop shopping is convenient and leads to more satisfied customers.2. Literature reviewIn literary works review I shall treat the followinga) Critical review of the literature as Use of relevant literatureb) Evidence of consciousness the ideas expressedc) Develop a critical focusCritical criticism of the literaturePaying online or Internet offers consumers and business like the convenience of managing banking and financial responsibilities of home A. Online banking can also be a lifeline for those who can not leave his house, or may live in rur al areas where access can be restricted to banks. To be able to check your bank, savings and justify Digital Banking customers have a vomit of internet banks have to meet those needs to arrest customer loyalty. Consequently, change Internet banking services in general, and on finding feedback paid online services are important to this book. Our investigations of online banks allow you to compare internet banks and to find the best service that is available with investigations of Lloyd internet banking, a paid online, a HSBC and Barclays internet charges among others. If you are Internet banking, please send us your internet, the review and makes known repaying us your thoughts and experiences of the personal Internet bankingINTERNET BANKING SERVICES AND FEATURESi. Checking your balance and statements onlineii. Fund Transfersiii. Bill Paymentsiv. Managing savings and real accountv. Cards servicevi. Order stay and books requestvii. Please ask for stop cheque paymentsviii. Fixed De posit adaptationix. Requested by the StatementInternet scattering strategy decisionsThese are the key strategic decisions for e-marketing with strategic choices for traditional marketing. They engage in selective target customer groups and giving, how to deliver value to these groups. Segmentation that aim is to have differentiation and stead of the entire key to effective digital marketing the main engorge of the e-marketing strategy is takes decisions on the selective targeting of client groups and different forms of value delivery for online channels.It is a similar issue with e-buyer strategies see link at the footer of the article. In an e-marketing context, we can puta. E-marketing strategy is a channel strategy.b. Specific e-marketing objectives must be set word sense rate of e-channels have been compared to other channels for different audiences.c. E-channel strategies thrive on creating a different value for all parties to a negotiated.d. But E-channel does not exis t in isolation, so we still need to manage channel integration, and acknowledges that the adoption of e-channels will not be competent for all products or services or generates sufficient value for all partners.Thus E-marketing strategy is defined as we shoulda) Communicate the benefits of using e-channel.b) Guide Put precedency on open or partners for e-channel adoption of three targeted. Set priority products and has sold through e-channel purchased.c) get our goals through e-channel tactics for online customer acquisition, conversion (conspiracy) and retention.A strategic option exists to replicate offline segmentation, which aims at a secern appearance, and in the online channels. spell this is comparatively lucky to run the company will potential lose market share, compared with more warm competitors who modify their approach to online channels. An example of a strategy makes no grocery shopping, where some pet shops have released to all parts of the country or not, not providing the service in general. These supermarkets will lose customers to the almost en soiastic adopters of online channels, such as Tesco and Sainsbury the victory will be difficult to be back sides in future.Segmentation / strategy aimed at company online customers have different demographic characteristics, needs and offline behavior to its customers. It follows that different approaches may be required to segmentation, and specific sectors may be choosy need to be targeted.The manner / the online product differentiation strategy competitors and service offerings are often different in the online environment. Develop a suitable online value proposition is as below describe an important aspect of this strategy. Has many examples of online information is based on the lower costs achieved distinction in and retaining online customers, which are then passed to customers.Examples includeRetailers offering lower prices online. For example Tesco (price promotions on selected p roducts), Comet (discounted when compared to in store on some products)Lower cost airlines offers flights to online bookings. Examples easy Jet, Ryan air, BA.Financial services firms offering higher interest rates on savings products, its lower interest rates on credit products such as credit cards and loans. Examples Nationally, federal and Leicester.Mobile auditory sensation network provider or Utilities, the lower cost of fares or discounts offered for customer accounts that are managed online paperless billing. Examples O2, British Gas. former(a) options for differentiation are available on-line for companies where their products are not suitable for sale online, such as high value or complex products or FMCG fall guys sold by sellers.These companies may use online to add the brand or the product value by provide additional value services or different types of experience.1. Online CRM strategyIt will focus on various aspects of the customer life cycle for online customers in terms ofAcquisitions Strategies, attract new customers to a company, and existing customers about online channels, to migrate. founder targets should be set for each. storage using online channels proliferate, retention, and value of the customer company.Reactivation encouraging continued use of online channels from customers that have passed, for example, had online or home shopping service, buys the service, but has now stopped. This may be drive by setting targets for% vigorous customers.Customer knowledge (familiarity) learning more about the customer through profiling and monitoring of behavior.2. Online value proposition strategyIt defines the value proposal for the acquisition and retention, engage with customers is online. refinement communicative and promotional incentives which use to encourage trial. Program also defines the value creation through time for example, white papers are available for example monthly or seasonal sales promotions made. 3. Online has tar geted range strategy. Objective Communicate with relevant online audiences to achieve communication goals. The communications typically include building brand awareness and favorability build impulsive online purchase, growing offline purchase intent, list or migrating existing customers to online channels.FocusNew customer acquisition talk strategy with selected sections of online customers through media buying, PR, is to sending email, viral campaigns and sponsorship or partnership arrangements. determined by goals of the online audience is share and number of visitors fit(p) in different sections.The strategy may involveA. To drive visitors to the company mooringB. To achieves brand awareness and interactions on third sites.C. Building brand awareness, favorability and purchase intent on third may be a more effective strategy for low participation FMCG brands, where it will be difficult to encourage visitors to the site.D. Offline has targeted range strategy. Encourage Targe t Potential customers who use online channels that Visit site and performed where relevant.Focus New customer acquisition and migration of existing customers online. system to convey with selected customers, divide by offline direct marketing, media buying, PR and sponsorship, driven by goals of the online audience share and number of visitors placed in different sections.E. Offline sales Impact Objective Strategy Use on-line communications, sales achieved by offline channels.Focus Achieving sales off-line (new or existing customers may be defined) strategy, such as on-line communications through the website and the e-mail offline sales i.e. influenced by phone, mail or in-shop can.F. Online Sales Efficiency StrategyObjective Job visitors turn to buyFocus Achievement sales online (may encourage new or existing customers to be)For transactional e-commerce jobs, a strategy that point visitors to purchase online mercantile, promotions, etc. For other types of agencies multiplying c onversion factors leads. As part of this strategy options to change visitors to action, exploring reduce (or attribution installments) is, i.e. first-time buyer promotions, job design improvements, website and landing page optimization. Triggered event, has e-mails are used automatically to convert potential sales to sales.IntroductionAlthough cost in retail banking in Europe is confronted with quite similar challenges and changes that are ever-changing responses considerable.1. This shows the changes in the strategic orientationWhich are isolated from walking organization structures by individual banks and different characteristics of national markets? The operating authority and the capitalization of banks range an important role in the selection of a suitable banking strategy. Country-specific factors include customer benefits, the degree of competition and informal legal framework, among other things,a. This article focuses on retail banking strategies. The emphasis is on r etail banking in the broadest sense of the word. In fact, many banks have re-discovered in the retail cost, which pays for the collapse, charges of operating and investing activities and the fall in stock prices over the finally few years. In section two we begin with a instruct summary of known tracks in banking. Sections three to four focuses on domestic and international banking strategies, respectively. Both sections have the same statement. The first part describes the retail banking strategies in general. The second part of the business with strategic positioning of the Rabobank Group and explains how Rabobank Group with these general trends and challenges overcome.2. General trends in European bankingWhich will be depositing the Europeans who pays the countryside, continue to experience dramatic change over the next few years (see McDonald. Trends affecting the banking patience include privatization, regulation and supervision, demographic factors, a expert innovation y et the EMU and the importance of propagating sustainable banking. The privatization of banks is high on the agenda in France, Germany and Italy. As the influence of government relations in competitive weight loss financial sector, and in the banking industry in particular, is experiencing significant change. Developments in regulation and supervision affect the banking industry through various Channels.It was not until deregulation of the financial sector will continue to eat away the barriers that deny access to the market for new suppliers of financial products. On the other hand, we see an increase in national legislation, particularly in the area of consumer protection. Regarding supervision, the new BIS capital adequacy rules, tremendous impact on the all banking business have. The gang of an aging population in Europe and financial constraints on state pensions will be a surge in filling retirement benefit plans to produce. These various developments are the implications for traditional forms of saving and, therefore, for the funding activities of banks have. In this respect, an analyst strong growth among institutional investors, including pension schemes before. 1. Does German bank Research for an analysis of banking strategies in European countries.2. Argue that technological developments are fundamentally changing the cost structure, output coalesce and distribution channels of banks. Actually, he goes too far say that the developments in information technology the most fundamental force for change in the financial sector. Those procedures for deeper and more crystal clear markets resulting from EMU main euro will continue for some time. These will increasingly cheaper and easier for medium and large collective do, raise money straight off in these markets instead of borrowing from banks. Finally, the growing importance is sustainable banking is a tendency that can not be denied. Banks will judge on their apparent social and selected environme ntal responsibility by customers and investors.3. exclusively these driving forces behind the structural changes in the Europeans, pays the industry not hardly has an independent effect on the structure of the market, but also acts on each other and thus enhance can. These factors include far-reaching implications for the market structure, the characteristics, such as concentration, capacity, competition, efficiency and profitability. There is competition among banks but also between banks and other things, the new financial intermediaries to be strengthened.4. Internal strategy of costs in retail banking. This section describes strategies in general. The strategic vision and the election of the Rabobank Group are discussed in section 3.2. 3.1 within strategic options, strategies Deposit, improve performance, and grow in domestic markets, can in three Main categories are dividedTo distinguishA. Cost decreaseB. Income growth or organicC. Associations, and acquisitions and cost re duction frets A. dissimilar costs, the strategies can reduce as regular as thin down, multi channeling, and outside-in and co-sourcing. Thin down refer to the assessments of banks of ways to improve their internal cost structure, and to increase efficiency. This takes place when economic conditions are unfavorable, and happens every few years. New elections are on priorities and the bands of the works staff is close been investigated by the bank. Other companies, banks tend to grow blue in prosperous times, is normally compensated for in an economic downturn. An additional device driver for cost reduction is the current trend of changing distribution channels that are caused by ICT innovations. Banks will be squeeze to invest heavily in ICT to stay competitive. Most banks now use a multiple approach in guiding the distribution of their products and the maintenance of their customers. Use branches, telephone, ATM and Internet all at once. The public has a massive diagonal to the n ew (direct) channels, which have reduced the number of visits to the bank itself, the development of customer and a blueprint for the future.This change provides customers preferred a great opportunity to reduce the cost of relatively expensive branch network to. Many banks are therefore currently re-examining their distribution processes. However, ICT investments are high and therefore it is increasingly important for banks to organize their back components in the most effective way. Sufficient outgo to reduce unit, or transaction costs are the key. Banks can choose from several strategies to optimize their back office activities co-sourcing, in sourcing to stock and white labeling off. Co-sourcing is the caterer of back office platform with another bank. In sourcing means the back office operations for other parties running in coordinate to realize sufficient photographic plate. Outsourcing is the order of activities and buying them back from other companies. White Label state s the production of products for others, mostly non-financial parties without a label.5. within organizations, can set up to scale economies of shared customer service centers are met. Shared customer centers show the interlocking of back office operations of several subsidiaries. They can be seen as an internal coor in sourcing initiatives.6. This strategy is described under the income increases, the strategies. Technically speaking depend, is the preferred strategy Art sourcing mainly on the shape of cost curves for a certain product, the position of the bank on that curve, and the price of the option.7. There are three hypothetical cost curves from the shape of the curves may differ for different products, because the relationship between flash-frozen and Variablekosten varies per product. The curves do not of necessity show a continuous downward slope with wax volumes, since likely at some point need new investments to be treated, propagation, characterized scale. Theoreticall y, therefore, can lead insourcing, intuitive results counter multiplying unit cost. The position of the cost curves can also differ between countries, which are the main driver behind the current trend of outsourcing ICT activities to low wage countries such as India. Expect 2 supposed(p) develStrategies to Gain New Customers via Internet BankingStrategies to Gain New Customers via Internet Banking1. IntroductionIt includes the following topicsa. A clear statement of the purpose of the thesisb. Reasons for the studyc. Statement of problemsd. Purpose of the studya. The purpose of the thesisIf students have to write their M.B.A theses, which make a large number of significant errors, this is the main reason why their projects return for audit. Disappointed and falls, they need to proofread and to work for their dissertations. It has taken so much time for them to write their dissertations, and now they should start from the exact beginning. I shall show you how to avoid failure in th e basic thesis and is, as you know about this failure. The most important thing about the dissertation writing is that you should understand clearly the purpose of the letter. The main purpose of writing of a dissertation is to provide a student with an opportunity to discover something new in the field of investigation. If the student can lead a deep, wise and profound Research, and can draw a clear conclusion about his / her research with any discoveries that present in the final dissertation, he reached the end. One more important thing is to writing a thesis that you should know about the latest discoveries in the field of investigation. That purpose, writing a dissertation, can be achieved through lectures and analysis of relevant sources thesis. A student should be aware of the position of the writer and should appreciate the critical position. There is no doubt that you will succeed in your dissertation, if you know the main purpose of writing a dissertation, which will be pr esented by me. Apply for M.B.A dissertation to get a piece of good advice. M.B.A dissertation is always willing to help you. For many courses forms part of a dissertation is to complete study for a degree. For some courses it is linked with work experience. It provides you with an opportunity to take a piece of individual research work and to really examine an aspect of the theme that you are studying closely.b. Reasons for the investigationThere are opportunities for the effective use of the Internet with regard to the banking industry. It is shown that may cause the appropriate application of todays cutting-edge technology at a significant competitive advantage for banks. This is illustrated by a scenario that focuses on the potentials of advising on the Internet. For many consumers, electronic banking means 24-hour access to redeem with an automated counter machine (ATMS), or direct deposit of paychecks for the checking or savings accounts. But electronic banking now involved man y different types of negotiations. Electronic banking, also known as electronic coin transfer (EFT), uses computer and electronic technology as a replacement for paper checks and other negotiations. EFTS is initiated through devices like cards or codes that you can, or that you authorize to accesses your account. Many financial institutions use ATM or debit cards and personal identification numbers (NEEDLES) for this purpose. One uses other forms of payment cards such as those that require the most, your signature or a check. The federal Electronic Fund Transfer Act (EFT Act) covers some electronic consumer negotiations. Although Internet banking has been widely adopted in developed countries, there is a group of customers resisting the services. In other words, Internet banking, although proven to be a successful innovation is not yet adopted by the laggards have become, and therefore have all the expectations of banks did not hit. Therefore, the purpose of dissertation is to iden tify the reasons for the sales resistance to Internet banking. The special interest is to explore resistance among those who pay a customer who already has valid contracts for Internet, but preferably pays, pay their bills through ATMs. The goal is to identify the characteristics that generate resistance to Internet banking and their connections to values of individuals. To achieve the objective, 30 Finnish bank customers have used the detailed Central finished interviewing approach and the laddering interviewing process.c. Statement of problemsTo develop strategies for banks is to get people to pay online which was drawn a sample of 369 consumers from two universities in Kwazulu-Natal. Universities were chosen because they are an untapped e-commerce market segment. Workers at universities fit the profile of typical Internet users. Data were collected a used tissue based on survey. Statistical analysis has revealed that more men have used Internet banking than females. Automated tel ling machines custom was far greater than Internet banking usage. A large percentage of Internet bankers have used the service for burying account transfers and balance test / statements. Safety was the main issue for not paying in-line. Potential customers who have wanted guaranteed safety and loyalty rewards to get them to pay online. Internet banking has the potential to grow among tertiary institution workers. Some of the problems are explained belowNegotiation / Farms Explorers RiskNegotiation / edited risk arises holdings of dizziness, the error, system interruption, or other unexpected events that result in the inability of the institution to provide products or services. This risk exists in every product and service offered. The amount of the negotiated risk is influenced by the structure of the processing environment of the institution, including the types of services offered and the complexity of procedures and supporting technology.Credit RiskIn general, the credit risk o f a financial institution to mere fact not equal, that a loan will be produced by an e-banking channel. However, management should consider providing an effective management information systems, including assuring the performance of portfolios produced bear pursued through e-banking channels.LIQUIDITY, INTEREST RATE, PRICE / MARKET RISKSThe Funding and investment-related risks could increase with the e-banking initiatives of an institution that depends on the volatility and judgmental of the acquired deposits. The Internet provides institutions with the ability to bring to the global market their products and services. On Internet-based advertising programs can effectively yield-focused investors with potentially high-adapted resulting deposits. But Internet-produced deposits have the potential to attract customers, which may focus exclusively on rates, and a source of funding with risk characteristics that are similar to deposits has provided care. An institution may, by this poten tial volatility and its extensive geographical reach agreement and deposit account control to open the practice of personal meetings and involve the exchange of paper correspondence is expected.COMPLIANCE / LEGAL RISKCompliance and legal issues arising from the rapid growth in usage of e-banking is based, and the differences between electronic and paper methods. E-banking is essentially a new delivery channel where the laws and rules that may govern the electronic delivery of certain financial institution products or services to be ambiguous or even developing. Governing laws and regulations, consumers bargaining, require specific types of disclosures, notes, recordings or tours of conditions. These conditions also apply to e-banking and federal banking agencies continue to update consumer laws and regulations, the impact of electronic banking and online customer relationships to reflect.STRATEGIC RISKA committee should understand the financial institution and manage the risks that are associated with e-banking services and the emerging risk management costs against the potential return on investment-bank Offered in essential services evaluated. Poor e-banking planning and investment decisions are to increase the strategic risk of a financial institution. Early adopters of the new e-banking services can be as forerunners who may expect to establish the needs of their customers, but by then incur higher costs and increased complexity in their decision.REPUTATION RISKOne institution, e-banking services to offer, especially the more complex transactional services and significant increases in its level of reputation risk make risked. Some of the inputs, which e-banking affect the reputation of an institution may include, loss of confidence due to unauthorized activity on customer accounts disclosure or theft of confidential customer information to unauthorized parties(e.g. hackers), failure to marketing requirements, supply, failure to provide reliable service on the basis of the frequency, or duration of service interruption, customer complaints about the difficulty in e-banking practices and the inability of essential services desk to resolve problems, and confusion between services that are provided by the financial institution and the services which has been supplied by other businesses, which has been linked from the site.d. Purpose of StudyE-Commerce revolutionized the way business is headed. New business models to replace outdated and organizations to think of business processes and customer relationship management strategies drafts. Banks are no exception to this transformation. This study examines the views of bankers on providing banking services to help customers use the tissue. Specifically, it speaks expenditure, such as the strategic need for Internet banking, its effect on client-bank relationships, and the experiences of customers in internet banking.Advantages of internet banking to banksI. Cost savingsOrr (1999) states, the electronic processing dramatically reduce the cost per procedure, according DiDio (1998), the average transaction cost at a full service bank about $ 1.07. It reduced to $ 0.27 an ATMS and falls to a penny if the same transaction is conducted on the fabric. Also, there are opportunities for banks to hand over customer invoices electronically. The cost to deliver invoices to be electronically much lower than when the bill was in paper form, which has been delivered through the mail. Irvine (1999) states, the electronic bill presentation costs 40% less than paper delivery. These cost savings can offer customer pays, and similar reduced costs of the banking system and still provides effective and differentiated services.II. Loyal customersLoyal customers have in a new study that was conducted by Forrester Research, 61% of respondents claimed that if their banks offered financial services that they wanted, they would prefer the service of the Bank use. With this knowledge of the Offeri ng consumers interest in mind to move banks, a hub of financial services including bill presentation and payment, financial planning, estate planning, insurance, loans, and brokerage services. The Internet allows for these converging financial services not previously available in one central location.III. Offer additional servicesDo you offer additional services as mentioned above, to move many banks to offer customers a financial portal? This portal concept offers banks a new role in the business of serving customers. Simply an Internet presence has not supplied one income stream banks. However, by offering a wide array of products and services that can benefit from internet banking integration. By creating financial portal where consumers can manage a wide range of financial activities, such as stocks and mortgages, banks can benefit from offering Internet capabilities to help customers (Wah, 1999).IV. Internet Profit GenerationE-commerce, if properly integrated into existing bank ing operations can lead to significant cost savings and higher profitability. Find cost savings due to automate customer negotiations, such as fund transfers, payments, account balance inquiries etc. Strategic alliances with insurance companies, mortgage companies and stock brokerage firms can lead to additional business opportunities that will otherwise go unfulfilled. In addition, banks can retain customers more effectively if offering services, the value-addition are. High-profit customers, which some studies suggest that entice the demographic of internet banking customers. Wells Fargo Bank online customers have an annual median income of $ 75,000 with higher education levels than the average wells Fargo customer (Hoffman, 1999a). Also this group of customers is more profitable than the bricks-and-mortar counterparts. They generate 50% more income than the average wells Fargo customer, holds a 20% increase in balance, yet uses 50% product, and its wear rate is 50% of the total w ear rate. Furthermore, on average, it costs 14% less compared to those customers bricks-and-mortar customers (Time well and Kung, wait 1999).Advantages of internet banking to consumersA. Cost savingsCyberspace is cheaper to operate than brick and mortar structure, and this cost advantage can often be further passed to consumers. The Internet Banking cost structure allows consumers to receive cost savings, and financial benefits for depositing online. A comparison of the (e-banking) and depositing one (parent bank a brick and mortar bank) offers an illustration of this point. For checking accounts Wingspan offers an interest rate of 4.5% interest, which is compared, one1%deposit.It also offers more options begins in the mortgage and insurance, with 60 loaning companies and 15 insurance salesmen. It also offers customers an advantage over to his parent in the field of electronic bill payment, which offers the service for no extra charge, while depositing, one invites $ 4.95 per month (, 1999).B. Access to additional servicesOn Basic transactional web sites allows customers to check account adjustments, possession and new banking statements. Systems that allow customers to initiate negotiations on-line, such as transferring money between accounts or making payments, provides customers additional benefits. These elevated sites allow customers to pay bills to request and review loans and mortgages, credit cards and checking accounts. The financial institutions that offer extensive online services, well, are set to be a leader (Hickman, 1999). By offering this great umbrella of the service trust of one who pays the institution, these companies can save a larger share of the financial transaction from a customer.C. A good shopping stopBanks, adds real time loan applications, added the ability to make IRA investments, the opportunity to trade shares through their websites. The tendency for flocking that is pays predicted to shape the future of Internet banking on. Th is concept of one-stop shopping is convenient and leads to more satisfied customers.2. Literature reviewIn literature review I shall discuss the followinga) Critical review of the literature as Use of relevant literatureb) Evidence of understanding the ideas expressedc) Develop a critical focusCritical Review of the literaturePaying online or Internet offers consumers and business like the convenience of managing banking and financial responsibilities of home A. Online banking can also be a lifeline for those who can not leave his house, or may live in rural areas where access can be restricted to banks. To be able to check your bank, savings and justify Digital Banking customers have a range of internet banks have to meet those needs to ensure customer loyalty. Consequently, change Internet banking services in general, and on finding feedback paid online services are important to this book. Our investigations of online banks allow you to compare internet banks and to find the best service that is available with investigations of Lloyd internet banking, a paid online, a HSBC and Barclays internet charges among others. If you are Internet banking, please send us your internet, the review and makes known repaying us your thoughts and experiences of the personal Internet bankingINTERNET BANKING SERVICES AND FEATURESi. Checking your balance and statements onlineii. Fund Transfersiii. Bill Paymentsiv. Managing savings and current accountv. Cards servicevi. Order cheque and books requestvii. Please ask for stop cheque paymentsviii. Fixed Deposit accommodationix. Requested by the StatementInternet distribution strategy decisionsThese are the key strategic decisions for e-marketing with strategic choices for traditional marketing. They engage in selective target customer groups and giving, how to deliver value to these groups. Segmentation that aim is to have differentiation and positioning of the entire key to effective digital marketing the main thrust of the e-mark eting strategy is takes decisions on the selective targeting of client groups and different forms of value delivery for online channels.It is a similar issue with e-buyer strategies see link at the footer of the article. In an e-marketing context, we can saya. E-marketing strategy is a channel strategy.b. Specific e-marketing objectives must be set adoption rate of e-channels have been compared to other channels for different audiences.c. E-channel strategies thrive on creating a different value for all parties to a negotiated.d. But E-channel does not exist in isolation, so we still need to manage channel integration, and acknowledges that the adoption of e-channels will not be suitable for all products or services or generates sufficient value for all partners.Thus E-marketing strategy is defined as we shoulda) Communicate the benefits of using e-channel.b) Guide Put priority on public or partners for e-channel adoption of third targeted. Set priority products and has sold throug h e-channel purchased.c) Achieve our goals through e-channel tactics for online customer acquisition, conversion (conspiracy) and retention.A strategic option exists to replicate offline segmentation, which aims at a differentiated manner, and in the online channels. While this is relatively easy to run the company will likely lose market share, compared with more nimble competitors who modify their approach to online channels. An example of a strategy makes no grocery shopping, where some pet shops have released to all parts of the country or not, not providing the service in general. These supermarkets will lose customers to the most enthusiastic adopters of online channels, such as Tesco and Sainsbury the victory will be difficult to be back sides in future.Segmentation / strategy aimed at company online customers have different demographic characteristics, needs and offline behavior to its customers. It follows that different approaches may be required to segmentation, and spec ific sectors may be choosy need to be targeted.The manner / the online product differentiation strategy competitors and service offerings are often different in the online environment. Develop a suitable online value proposition is as below describe an important aspect of this strategy. Has many examples of online information is based on the lower costs achieved distinction in and retaining online customers, which are then passed to customers.Examples includeRetailers offering lower prices online. For example Tesco (price promotions on selected products), Comet (discounted when compared to in store on some products)Lower cost airlines offers flights to online bookings. Examples easy Jet, Ryan air, BA.Financial services firms offering higher interest rates on savings products, its lower interest rates on credit products such as credit cards and loans. Examples Nationally, federal and Leicester.Mobile phone network provider or Utilities, the lower cost of fares or discounts offered f or customer accounts that are managed online paperless billing. Examples O2, British Gas. Other options for differentiation are available on-line for companies where their products are not suitable for sale online, such as high value or complex products or FMCG brands sold by retailers.These companies may use online to add the brand or the product value by provide additional value services or different types of experience.1. Online CRM strategyIt will focus on various aspects of the customer life cycle for online customers in terms ofAcquisitions Strategies, attract new customers to a company, and existing customers about online channels, to migrate. Separate targets should be set for each.Retention using online channels proliferate, retention, and value of the customer company.Reactivation encouraging continued use of online channels from customers that have passed, for example, had online or home shopping service, buys the service, but has now stopped. This may be driven by set ting targets for% active customers.Customer knowledge (familiarity) learning more about the customer through profiling and monitoring of behavior.2. Online value proposition strategyIt defines the value proposal for the acquisition and retention, engage with customers is online. Close communicative and promotional incentives which use to encourage trial. Program also defines the value creation through time for example, white papers are available for example monthly or seasonal sales promotions made. 3. Online has targeted range strategy. Objective Communicate with relevant online audiences to achieve communication goals. The communications typically include building brand awareness and favorability build impulsive online purchase, growing offline purchase intent, list or migrating existing customers to online channels.FocusNew customer acquisitionCommunication strategy with selected sections of online customers through media buying, PR, is to sending e-mail, viral campaigns and sp onsorship or partnership arrangements. Driven by goals of the online audience is share and number of visitors placed in different sections.The strategy may involveA. To drive visitors to the company officeB. To achieves brand awareness and interactions on third sites.C. Building brand awareness, favorability and purchase intent on third may be a more effective strategy for low participation FMCG brands, where it will be difficult to encourage visitors to the site.D. Offline has targeted range strategy. Encourage Target Potential customers who use online channels that Visit site and performed where relevant.Focus New customer acquisition and migration of existing customers online. Strategy to communicate with selected customers, divide by offline direct marketing, media buying, PR and sponsorship, driven by goals of the online audience share and number of visitors placed in different sections.E. Offline Sales Impact Objective Strategy Use on-line communications, sales achieved by off line channels.Focus Achieving sales off-line (new or existing customers may be defined) strategy, such as on-line communications through the website and the e-mail offline sales i.e. influenced by phone, mail or in-shop can.F. Online Sales Efficiency StrategyObjective Job visitors turn to buyFocus Achievement sales online (may encourage new or existing customers to be)For transactional e-commerce jobs, a strategy that point visitors to purchase online mercantile, promotions, etc. For other types of agencies multiplying conversion factors leads. As part of this strategy options to convert visitors to action, exploring reduce (or attribution installments) is, i.e. first-time buyer promotions, job design improvements, website and landing page optimization. Triggered event, has e-mails are used automatically to convert potential sales to sales.IntroductionAlthough cost in retail banking in Europe is confronted with quite similar challenges and changes that are changing responses consid erable.1. This shows the changes in the strategic orientationWhich are apart from walking organization structures by individual banks and different characteristics of national markets? The operating authority and the capitalization of banks play an important role in the selection of a suitable banking strategy. Country-specific factors include customer benefits, the degree of competition and informal legal framework, among other things,a. This article focuses on retail banking strategies. The emphasis is on retail banking in the broadest sense of the word. In fact, many banks have re-discovered in the retail cost, which pays for the collapse, charges of operating and investing activities and the fall in stock prices over the last few years. In section two we begin with a brief summary of known trends in banking. Sections three to four focuses on domestic and international banking strategies, respectively. Both sections have the same statement. The first part describes the retail ban king strategies in general. The second part of the business with strategic positioning of the Rabobank Group and explains how Rabobank Group with these general trends and challenges overcome.2. General trends in European bankingWhich will be depositing the Europeans who pays the countryside, continue to experience dramatic change over the next few years (see McDonald. Trends affecting the banking industry include privatization, regulation and supervision, demographic factors, a technological innovation yet the EMU and the importance of propagating sustainable banking. The privatization of banks is high on the agenda in France, Germany and Italy. As the influence of government relations in competitive weight loss financial sector, and in the banking industry in particular, is experiencing significant change. Developments in regulation and supervision affect the banking industry through various Channels.It was not until deregulation of the financial sector will continue to eat away the barriers that deny access to the market for new suppliers of financial products. On the other hand, we see an increase in national legislation, particularly in the area of consumer protection. Regarding supervision, the new BIS capital adequacy rules, tremendous impact on the all banking business have. The combination of an aging population in Europe and financial constraints on state pensions will be a surge in filling retirement benefit plans to produce. These various developments are the implications for traditional forms of saving and, therefore, for the financing activities of banks have. In this respect, an analyst strong growth among institutional investors, including pension schemes before. 1. Does German bank Research for an analysis of banking strategies in European countries.2. Argue that technological developments are fundamentally changing the cost structure, output mix and distribution channels of banks. Actually, he goes too far say that the developments in inform ation technology the most fundamental force for change in the financial sector. Those procedures for deeper and more liquid markets resulting from EMU main euro will continue for some time. These will increasingly cheaper and easier for medium and large corporate do, raise money directly in these markets instead of borrowing from banks. Finally, the growing importance is sustainable banking is a tendency that can not be denied. Banks will judge on their apparent social and selected environmental responsibility by customers and investors.3. All these driving forces behind the structural changes in the Europeans, pays the industry not only has an independent effect on the structure of the market, but also acts on each other and thus enhance can. These factors include far-reaching implications for the market structure, the characteristics, such as concentration, capacity, competition, efficiency and profitability. There is competition among banks but also between banks and other things , the new financial intermediaries to be strengthened.4. Internal strategy of costs in retail banking. This section describes strategies in general. The strategic vision and the election of the Rabobank Group are discussed in section 3.2. 3.1 Inside strategic options, strategies Deposit, improve performance, and grow in domestic markets, can in three Main categories are dividedTo distinguishA. Cost reductionB. Income growth or organicC. Associations, and acquisitions and cost reduction frets A.Different costs, the strategies can reduce as regular as thin down, multi channeling, and outside-in and co-sourcing. Thin down refer to the assessments of banks of ways to improve their internal cost structure, and to increase efficiency. This takes place when economic conditions are unfavorable, and happens every few years. New elections are on priorities and the bands of the working staff is close been investigated by the bank. Other companies, banks tend to grow fat in prosperous times, is usually compensated for in an economic downturn. An additional driver for cost reduction is the current trend of changing distribution channels that are caused by ICT innovations. Banks will be forced to invest heavily in ICT to stay competitive. Most banks now use a multiple approach in guiding the distribution of their products and the maintenance of their customers. Use branches, telephone, ATM and Internet all at once. The public has a massive shot to the new (direct) channels, which have reduced the number of visits to the bank itself, the development of customer and a blueprint for the future.This change provides customers preferred a great opportunity to reduce the cost of relatively expensive branch network to. Many banks are therefore currently re-examining their distribution processes. However, ICT investments are high and therefore it is increasingly important for banks to organize their back offices in the most effective way. Sufficient scale to reduce unit, or transact ion costs are the key. Banks can choose from several strategies to optimize their back office activities co-sourcing, in sourcing to stock and white labeling off. Co-sourcing is the caterer of back office platform with another bank. In sourcing means the back office operations for other parties running in order to realize sufficient scale. Outsourcing is the order of activities and buying them back from other companies. White Label states the production of products for others, mostly non-financial parties without a label.5. within organizations, can set up to scale economies of shared customer service centers are met. Shared customer centers show the interlocking of back office operations of several subsidiaries. They can be seen as an internal coor in sourcing initiatives.6. This strategy is described under the income increases, the strategies. Technically speaking depend, is the preferred strategy Art sourcing mainly on the shape of cost curves for a certain product, the position of the bank on that curve, and the price of the option.7. There are three hypothetical cost curves from the shape of the curves may differ for different products, because the relationship between fixed and Variablekosten varies per product. The curves do not necessarily show a continuous downward slope with wax volumes, since likely at some point need new investments to be treated, propagation, characterized scale. Theoretically, therefore, can lead insourcing, intuitive results counter multiplying unit cost. The position of the cost curves can also differ between countries, which are the main driver behind the current trend of outsourcing ICT activities to low wage countries such as India. Expect 2 Hypothetical devel