Capstone on United Bankshares, Inc Research Paper

Capstone on United Bankshares, Inc - Research Paper Example The vision is to provide loans and other financial support instruments to organizations and businesses that are very productive from their banking subsidiaries. Stakeholders are those who affect and are affected by the operations of a business (Freeman, 2009: p3). The main stakeholders of Bankshares Inc are their staff members who are knowledgeable business professional with in-depth knowledge of the markets and financial trends. The second group of stakeholders are the subsidiary banks that provide the financing when the bank gets good and accurate forecasts. A third group of primary stakeholders are the businesses that acquire loans from UBSI. Porters Five Forces describes a given industry or competitive terrain for an organization (Henry, 2010). In doing this, there are five distinct forces that define the competitive position and scope of the industry. They include: 2. Threat of Suppliers: This is a major threat because the suppliers of loans and other banking services of USBI could build in-house business advisory and investment banking units and not need USBIs services. 4. Ease of Entry: It is fairly easy for anyone to start a financial advisory and brokerage firm. However, it is not very easy to build the kind of goodwill USBI has with banks. This include owning subsidiaries and controlling affairs. 5. Competitive Rivalry: This include other providers of services similar to USBI. This include Bank of America Corporation, BB&T Corporation and BankUnited Inc. These are financial intermediaries that own bank subsidiaries and look for investment opportunities that have very high yield. This is high and provides a major cause of concern for UBSI 1. Subsidiary banks: There is the need for the banks in the USBI network to be prepared for the expansion. They would have to be adjusted and examined for expansion and growth of the operations and activities. The units need to be given much